Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #394186

Complaint Review: Craft Appraisal Services - KYM M. CRAFT - Springfield Missouri

  • Submitted:
  • Updated:
  • Reported By: Kingman Arizona
  • Author Confirmed What's this?
  • Why?
  • Craft Appraisal Services - KYM M. CRAFT P.O. Box 11291 Springfield, Missouri U.S.A.

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

KYM M. CRAFT
Craft Appraisal Services

Miss Craft is part of a conspiracy along with, Great Commission Realty/Gilbert "Bud" Jones, Oakstar Bank/Julie Barker, and Taylor, Bean & Whitaker, Craig Weitzel "fraud manager"..In 2007 Miss Craft appraised a home located at: 302 W. College St. Aurora, Missouri as a "three bedroom and built in the 1950's"..She was hired by the original lender, Oakstar Bank in Springfield, Missouri..

By Miss Craft doing so, greatly inflated the value of the home..Was sold for $54,000's..So whereas, what is documented to be proof beyond a shadow of a doubt, said home is a "one bedroom and built in the late 1800's"..The home is "unliveable"..Oakstar Bank sold the "sell contract" to Taylor, Bean & Whitaker out of Ocala, Florida..They had the home "foreclosed" in October, and right now at this moment said home is on the market with "Coldwell Banker-Vanguard" in Springfield, Missouri..The home is now listed as: 302 W. College St. Aurora, Mo.

65605..$37,790's.. "Bedrooms..1.. Bathrooms..1..Sq.Feet..0.. Area..Lawrence..MLS..822280

"This property is to be purchased "as is" "where is"..Neither the seller nor the listing broker makes any representation as to the accuracy of this listing data sheet..Buyer and buyer's agent need to do their own diligence..Earnest money deposit shall be $1,000's..Pre-approval lender letter is required with contract stating credit and employment has been reviewed and cash to close has been verified..Letter also needs to indicate that the loan is not contigent on the condition of the property as no repairs or improvements will be made prior to closing"..Listing Courtesy Of Coldwell Banker-Vanguard..

My husband (Don) and myself (Wanda) became the victims of "mortgage fraud" by via the above names/companies, excluding Coldwell Banker-Vanguard.. We are the ones that purchased this home, and those mentioned "stoled our down payment" of over $12,000's..We never got to live in the home, because it wasn't the home we were led into believing we had purchased starting with Great Commission Realty/Gilbert "Bud" Jones out of Battlefield, Missouri..

Also the fact it is "unliveable"..Had Bud Jones listed the property as Coldwell Banker-Vanguard did with complete honesty about the home; not only that had Bud Jones been honest and told "us" by via phone the truth about the home, there would have been no "sell" and "we wouldn't have become victims to mortgage fraud"..Oakstar Bank/Julie Barker stated to my husband on the phone that their appraiser (Kym Craft) "made a mistake when she regarded/appraised a parlor and enclosed porch/sunroom" as a second and third bedrooms..

Guess Miss Craft also made a mistake when she claimed the home was built in the 1950's when in reality was built in the late 1800's..Not to mention severely damaged/warped wooden floors..We have tried getting the name of Miss Crafts "insurance provider" but Oakstar Bank/Julie Barker wasn't cooperative, nor Miss Craft in providing that information to us..We have filed complaints against the above mentioned to anyone and everyone, including the FBI, US Attorney General, District Attorneys Office, Missouri Real Estate Commission, Missouri Appraisal Board, etc. etc. etc."We will not stop until we get the justice that is so long over-due for us!!!"..

Don & Wanda ****
Kingman, Arizona
U.S.A.

This report was posted on Ripoff Report on 11/23/2008 12:14 PM and is a permanent record located here: https://www.ripoffreport.com/reports/craft-appraisal-services-kym-m-craft/springfield-missouri-65808/craft-appraisal-services-kym-m-craft-appraised-a-home-in-aurora-missouri-by-fraud-394186. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
2Consumer
0Employee/Owner

#2 Author of original report

From the FBI: COMMON MORTGAGE FRAUD SCHEMES Property is purchased, falsely appraised at a higher value.

AUTHOR: Don & Wanda Reed - (U.S.A.)

POSTED: Friday, November 28, 2008

What makes property illegal is that the appraisal information is fraudulent. The schemes typically involve one or more of the following: fraudulent appraisals, doctored loan documentation, inflating buyer income, etc. Kickbacks to buyers, investors, property/loan brokers, appraisers, title company employees are common in this scheme. A home worth $20,000 may be appraised for $80,000 or higher in this type of scheme.
Inflated Appraisals. The report inaccurately states an inflated property value.

Respond to this report!
What's this?

#1 Author of original report

From The FBI Mortgage Fraud Indicators

AUTHOR: Don & Wanda Reed - (U.S.A.)

POSTED: Thursday, November 27, 2008

From the FBI: All You Need to Know About Mortgage Fraud
Posted by mortgageforensics on May 27, 2007
mortgageforensics on May 27, 2007
MORTGAGE FRAUD INDICATORS
Inflated Appraisals
Exclusive use of one appraiser
COMMON MORTGAGE FRAUD SCHEMES
Property is purchased, falsely appraised at a higher value.

What makes property illegal is that the appraisal information is fraudulent. The schemes typically involve one or more of the following: fraudulent appraisals, doctored loan documentation, inflating buyer income, etc. Kickbacks to buyers, investors, property/loan brokers, appraisers, title company employees are common in this scheme. A home worth $20,000 may be appraised for $80,000 or higher in this type of scheme.
Inflated Appraisals. The report inaccurately states an inflated property value.

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now