Credit Acceptance Corporation Harrassemnt via telephone and public shaming Southfiled Michigan

I agree with you that the bills we take on are our problem. But with the way things are now a days NO JOB IS SECURE. Not even if you own your own company. Good for you if you have had an excellent experience with Credit Acceptance. More and more people have not. Not only the Deadbeats as you have put it. I am a customer with Credit Acceptance and I hate them. I DO pay my bills on time and have for the last 3 years. NEVER BEEN LATE on a payment...count my blessings...But they had a computer screw up and tried to say that I had not payed in 3 months and they where coming to get my vehicle. Thank god I kept all my receipts from western union. I had to fight like hell to get the harrasment to stop. So my whole point is this that someone thinks they are being mistreated by a company who in the hell are you to call them names and belittle them. If you don't like what you are reading click off. Karma is a b*** when she finds you.. These people regardless of credit or situation have the RIGHT not to be harassed or threatened. Yes I know the company has the right to be paid..your right they do.. But we do not live in a perfect. If your world is perfect and you can afford to pay all your bills on time and have never been late with anything in lfe congrats to you and your perfect world. 

You've already shamed yourself by being a confirmed and verified deadbeat.  CAC is a SUBPRIME lender...in other words, a lender who will take the chance an finance somebody like you.  If you had such a stellar history of paying your bills AS YOU AGREED TO then you would have been financed by a bank.  Instead, the dealer found CAC for you and you were PLACED with them all becase of YOUR self made reputation.  As we fast forward to present day, surprise, surprise YOU are continuing in YOUR ways and have stiffed them as well.  You can wail all you want but the bottom line here is YOU failed to make payment and YOU turned on the collections efforts.  It is YOUR evasion of their calls which makes them try to continue to reach you.  OK, you've had a decrease in cash flow and now you claim you can't pay them.  Exactly what do you expect them to do...forget about you because you think you are ENTITLED to a car without paying for it?  Eventually, if they haven't already, they will do a repo, sell the car at auction and sue you for the remainder of the contract balance.  Then you can wail some more.  Want to change this?  Go out and beat on doors and get any kind of part-time job you can so you can PAY YOUR BILLS.  Somehow, I doubt that will happen. Don't waste the effort typing it...I don't work for them.