credit max i put a down payment towards purchasing a car and two weeks later they were out of business.... after being told I was approved and to make payments I was asked to return the car but when I went to return it on numerous occasions the place was closed , no cars,no poeple just a building. now I get harassing calls from a guy who says hes a repo guy I've been threatend to have the car reported stolen as well threatened to be reported for fraud & embezzelment. My family has been harassed and threatend and they even told me I couldnt have my down payment back. sacramento California