Creditors Interchange called my neighbors looking for us Buffalo New York

We are both after the same end result here, so it works out in the end.

I have bad days too!

You're right,I should have read more carefully.And the tone was inadvertantly rude.Sorry.

You're right,I should have read more carefully.And the tone was inadvertantly rude.Sorry.

You're right,I should have read more carefully.And the tone was inadvertantly rude.Sorry.

You're right,I should have read more carefully.And the tone was inadvertantly rude.Sorry.

I was responding to "T", not the original post. The original post was almost 2 years ago. I specifically responded to what "T" wrote. I was not responding to anyone else, or about anyone elses situation. READ the post.

I know exactly what the FDCPA says. Not a problem there.

Technically, if they are unable to establish and maintain contact, they can make additional contacts with friends and neighbors to establish whereabouts of the debtor again. Not illegal. Actually, each party contacted must request a cease communication to be enforceable under the FDCPA.

Steve,if you would read the OP,you would see that they said that the collector already had location information.Therefore any communications to any unauthorized third party are illegal.The only intent is to try to embarass,harass and intimidate,also illegal.Read the FDCPA.

"T",

The only things that are illegal for a collector to disclose to a third party is the nature of the call being collections or a business name that idicates they are collectors, or to provide any information regarding the debt being collected or other privacy act protected information.

They can legally call friends, relatives, and neighbors to establish your wherebouts or to find a way to contact you. This is perfectly legal. Unethical and scummy, but legal.

"Telling" them to stop does nothing. You MUST send a CEASE COMMUNICATION request as per your rights under the FDCPA. Send this letter by certified mail, return reciept requested.

STAY OFF THE PHONE!!!

read your consumer rights it is against the LAW!! To ask others (relatives,friends,employees)about individual credit or personal information.

1ST OFF...IT IS WELL WITHIN THE FDCPA TO CALL 3RD PARTIES 2 GT LOCATION INFORMATION.

2ND OFF...IF YOU WOULD COMMUNICATE WITH YOUR CREDITORS RATHER THAN AVOID THEM AT ALL COSTS, THEN YOU WOULDN'T BE IN THIS SITUATION EITHER. IT IS YOUR FAULT, YOU MADE YOUR BED, LIE IN IT. LYING SHOULDN'T BE TOO HARD FOR THE LIKES OF YOU, JUST LOOK AT YOUR CREDIT REPORT AND REMEMBER SIGNING ALL OF THOSE CHARGESLIPS!!! YOU ARE PROBABLY SOMEONE WHO DEMANDS THAT YOUR DELINQUENT CREDITORS ACCEPT INTREST FREE PAYMENT ARRANGEMENTS AS A NEGOTIATING TOOL TO PAY YOUR ACCOUNT.

I HOPE YOU END UP IN A COURT ROOM WITH A JUDGE WHO ALSO OWNS A BANK AND THROWS THE BOOK AT YOU FOR BEING A DEAD BEAT. IN SUMMARY PAY YOUR BILLS!!!!