Debbie Swift Swift Real Estate and Financial Services Home Buyers and Renters Beware, Very Deceptive Bait and Switch Wellington Florida

This legal matter has been resolved outside of the court system.

Unfortunetly when someone is not Happy and they do not want to follow the rules

they will create any false info or dig up any information without throughly researching that

what they are saying is true and correct.  I got called in for a section 8 tenant that

was not living in one of my homes to learn that she was living with her boyfriend and

after questioning the case was dropped.  Under the section 8 rules you are suppose

to go to your properties on a regular basis and make sure no one is living there but

the person signed up for section 8 that means no family members, boyfriend, only

the person and if they have kids must be listed.  I have been helping people rent

homes for over 15 years.  People should have their Facts right before making wrong

accusations that don't even have nothing to do with them. 

I have Filed a Case in Civil Court with Palm Beach County for the Lease-Option Agreement with Ms.Swift.

 Court Case Number 50 2017 CA 008064XXXXMB, Palm Beach County Civil Court.

Ms.Swfit did not have a valid contract for purchase, therefore the $10,000 deposit is REFUNDABLE.  There was no written contract for purchase, no HUD Statement, No Title Company Documents, No Closing Costs, No Closing Agent, Taxes, or Warranties Given by Seller etc.  There was No Contract for Purchase Between Parties ever executed or Signed, Hand Written notes on the bottom of a Lease Agreement are not legally biding for the purchase or sale of a home.

Not only was there no written contract for purchase with signatures there was also no mold disclosure on the property by Ms.Swift before occupancy or during occupancy, nor did Ms.Swift make any arrangments to have the Mold remediated before or during occupancy of the property either. Ms.Swift knowingly allowed tenants to lease a property where there were noticeable signs of water damage and did nothing about it creating a hazardous living environment. I had Union Restoration come to the property and test for Mold, when I presented the outcome to Ms.Swift she DEMENADED that no more testing be performed on the property.

Florida Statue 83.49 also states that Deposit or Advanced payments must be deposited into an escrow account or an interest bearing account for the beneftis of the tenants, the landlord shall not co-mingle funds.  All funding was deposited into Ms.Swifts PNC Personal Checking account. Another violation of the lease agreement.

Here is the Mugshot in case there is any question.

Ms.Swift's long drawn out explanation is impressive, but how does she explain this?

Public Aid Fraud, Fraud Swindle and Obtain Property which was grand Theft and a Bond of $12,000.  But since I brought this to Ms.Swift's attention, she paid to have it removed from Mugshots.com.  But I obtained a copy for the world to know.

google.com/search?q=deborah+moler+swift+mugshot&ie=utf-8&oe=utf-8

First Mugshot on the Left- Top Google Listing: Public Aid Fraud, Swindle etc.  ARRESTED Nov 30 2011, when I brought this to her attention, she paid Mugshots.com to remove the arrest record.

Let's see what kind of explanation Ms.Swift has for this.

Ms.Swift is a Liar, a Thief and a Con Artist.  I will have my day in court with her, there are public records from other tenants who have also sued Ms.Swift to Obtain their monies.

I will be reporting Ms.Swift to the Board of Business Regulations with the State of Florida, I am reporting Ms.Swift to the Board of Realtors, I will be reporting Ms.Swift to the Financial Crimes Division with Palm Beach County.  I am also going to put in a phone call to the Local News for Investigation of her swindling practices.  I will filing a Lien on the property and Suing for $30K.

Breech of Contract.  Failed to Provide Owner Financing.   Took My Money.  Not Much More To Say.

 This is from a tenant Erica Sneed and her ex husband who has different alias. Erica Sneed solely signed a lease option agreement for the property of 9352 Nugent Trail from July1, 2016-June 30, 2O17 in which a non refundable $10,000.00 deposit was put up to be applied to her sales price. In the event they did not exercise their option it was non refundable. I also offered them owner financing at the time of them signing in the event they could not get a new mortgage. Since there credit was not strong at that time. They would need to put down $150,000. And a new first mortgage of $315,000. Would be held for interest only and would balloon in 3 years giving them time to re establish themselves. When it came time to close the attorney, title company prepared the closing, hud and all documents they had a change of heart to purchase the home and wanted a second mortgage not a first since now they could only get a new loan of approx $300,000.00. I told them I was not interested in being in 2nd position if someone defaults their first mortgage you can be wiped out. I told them again I would be more than happy to hold the first at the same terms they signed back in Amat 2016. They stated they did not want to spend their $150,000.0 that they were going to invest that money in their business. They decided they did not want to purchase the home. They also changed the locks, switched out the appliances, started painting the house 3/4 up the large 2 story 4000 Square foot home mustard yellow along with painting the custom baseboards and trim. I had to send them a 7 day notice as stated in their paperwork they are not to make changes to the home without the owners consent in writing. They refused to give me a key to my own home. I tried to work with them and told them if they cooperate with me the last 30 days Since they were no longer interested I would give them back their deposit even though they signed a contract on which they knew what they were signing and gladly at that time handed over their $10,000.00 deposit because they wanted the property and to freeze the price at last years price. However, they stated they would not work with me nor give me a key since they had to June 30. Therefore I lost 7 prospective buyers in a HOT summer market and now have a empty house. They have continued to harass me, threaten me, slander my name, make false accusation on this report and google and using a false name David Garcia, curse me and the closing company out since Jan 5, 2017. They are also filing false complaints with google threatening to make my life miserable in order for them to attempt to get their money back. I know my Business and I have served customers for over 25 years and unfortunately you get someone that thinks they can have what they want and change a contract to their liking. They are trying to jeopardize my character and my successful business of over 25 years.