Debt Free After All Global Client Solutions Pretended to pay debts but kept our money causing us to be garnished New York, New York

I'm sorry you didn't have the same satisfying experience with GCS that I had.  I used them for two debt situations and was satisfied and paid off the debt in a short amount of time.  I did have to contact them on occasion because I notice they were taking out more money from my checking account than we had agreed to.  However, they were very courteous and responsive and changed the amount. 

They were forthcoming about the amount of money they had taken from my checking and told me that after the debt is paid off, I will receive a refund of any funds that were left in my account.  They were on the money and immediately notified me right after the last payment to the bank was made and advised me of the amount of money that was left in my account and then had it credited back to my bank account promptly. I have to say that for me the company worked well and provided me with the discipline that I needed to make payments and adhere to our agreement for an amount that was much less than the creditor originally was seeking after all the finance charges, etc.

I suggest to anyone that you have to check into any company berfore you give any money or make agreements.  You should have a full understanding of what it is you are doing, who the people are involved, the contact information, the terms of the agreement, etc.  It took me a lot less time to be out of debt than it would have taken me by myself and Iwon't ever get into debt again.

For those of you who do not know already, when a credit card company or bank makes a deal with you to pay less than owed, you will receive a statement to that effect and you have to pay tax on it when you do your income tax returns.  Beats being in debt.