DIRVE TIME IM WITH EVERYONE ABOUT DRIVE TIME PLEASE CONTACT TO GET THIS LAWSUIT GOING Downey California

MYKE My name is Stick. I have read your report. After reading it I have to ask you a few questions. Being a car buyer's Advocate I try to keep on top of many car buying issues to better help car buyers. I not here to bash your report. I am here to get a better understanding as to what went down and what did you bring to the dealer to give them to work with.

You said that there is so many things that they don't tell car buyers and at times some things don't seem to be stated or explained in the car buying contacts before they have you sign the contract. My first question is Myke did you ask them for time to sit aside and read the contract and all the documentation before you agreed to sign all necessary documents to buy the used car? Many car buyers are so excited about buying a new or used car that they are unwilling to spend the time to read what they are signing. Sometimes because they do not want the dealer to find out that they do not understand what it is that they are reading. In other words, It's way over their head!

You said that you were doing a layaway program where you would put the money down for a down payment, you say sort of a layaway plan. was this a signed agreement or something you came up with? Do you have any documents that reflect "your" layaway plan? I am willing to bet that you don't. You said that you told them the exact car you wanted and the date that you would be back to buy it. Did you ask them to draw up legal doc's that reflect your desire to buy what car you wanted?

As far as the car's title, we all know that sometimes people that trade cars in tend to neglect bring in the title of the car they traded in. Sometimes car buyers will see a car that a dealer has taken in on trade but it's not ready to sell because some doc's are not complete so the car can't be sold.

You said that they car they tried to sell you did not have the features that you wanted, Keep in mind you were not at a new car dealership. They can't order a used car the way a car buyer wants it. You said that they did not have a car equipped the way you wanted so you HAD TO buy a car that you never asked for. NO law has ever been passed that states that you had to buy a car from them much less one that you did not want.

You said that a few months later that the breaks started going bad and later you had to spend $2300 for a transmission. Did you elect to NOT buy some kind of warranty for that used car? By the way most warranties do not cover parts that are designed to wear out, like break shoes and pads.

You have to keep in mind that #1 you went to a dealer that sells used cars. #2 You mention nothing as to if you did or did not buy any kind of warranty to protect you from the unexpected. #3 You did not mention if your credit needs a "Check-UP from the NECK-UP" Many car dealers that sell used cars to car buyers that have some serious speed bumps in their credit history put big money on the line and only have hope and dreams that they car buyers that have credit that needs a "Check-UP from the NECK-UP" will make all the payments and on time! HOPE and nothing more! Car buyers with poor credit reports are a very high risk and you know this, Don't dummy-up on me!

Do you have good credit? You mentioned that you are paying a high interest rate. Many car buyers that do not like to talk about their credit know that their credit sucks canal water. Now days lenders are starting to look the other way when it comes to doing business with customers that have sub prime credit. Do you have any idea how much money this dealer has in cars that people are out there abusing and not willing to invest some money to take care of their cars? I would never ask your dealer to show you their books, But I am willing to bet that they have a big investment out there.

Post a update and talk to us all about your credit history. Like what's your 3 credit scores, Do you know what they are and are you willing to post them? What does it say on your credit report about your revolving available? Do you know what the percent is? I bet not. Do you have any delinquent lines of credit? Do you know what I am talking about?

When a car buyer has big speed bumps in their credit history they should not be making all kinds of lists of what they want. They should be showing some appreciation as to what they can get and be happy that they are not on a city bus.

Most of the time the people with sub prime credit are the ones that cry the loudest. If you have poor credit, learn how the credit industry works and maybe next time you can buy what you want and not what you feel somebody forced you to buy!

My credit score was 803 the last time I had a report pulled and my revolving available was 95%. Nor do I have any delinquent lines of credit! If you don't feel that you can make the payments on time, look at a cheaper car. Far to many times people that can only afford a plastic lawn chair are wanting to buy the Lay-Z-Boy!