Discover Card Services Reduced Credit Line Without Notification Nationwide

 A detailed, truthful, complaint was filed against the lying, thieving elements at Discover Card with Utah Banking And Commerce for FRAUD, THEFT, restriction of movement by fictitious/frivolous constructs, FCRA violations CIVIL RIGHTS violations, TILA violations, and other violations. In order to resolve fully, and the report to be removed, the demands must be met in this formal complaint. This includes removal of GENOCIDE charges lodged against Discover Card by restriction of movement during numerous massive wildfires since August 2018 as PRIMARY, ROOT CAUSAL FACTOR inn this situation that is beyond the card holders' CONTROL. GO BLAME THOSE THAT ARE THE TRUE CULPRITS of this situation!!!! Add on ALL the BLM rioting and increase in crime rates in these areas as well! This Discover Card Services is definitely a contributing FACTOR in this!

 I don't need to explain anything to YOU and your're OFF your MEDS!!! Secondly, your're an insane, irrational, gibbering psychopath, cyberstalker, mentally unstable MEATHEAD that DESERVES a permanent jail sentence with no hope of parole. You don't deserve the time NOR day.

Viktoria's Laws of Lending
 
Lenders may not review an applicant's prior payment history.
 
Borrowers are not accountable for loan defaults attributable to mental instability.
 
Credit line increases are mandatory following a loan default.
 
Lenders shall not provide accurate payment history to the credit bureaus.
 
Late payment penalties are prohibited.
 
Almost one year of timely payments equates to a lifetime of creditworthiness.

 It's obvious Irv is a CRAZY, INASNE, branch psychiatric, doomsday, suicidal, DELUSIONAL CULT member. You're a DUMB, INSANE, criminal, idiot and you(irv) DESERVE a Super Max lifelong imprisonment with ZERO chance for parole to include your cyber stalking activities on this platform. GET LOST Irv, you're a low-life POS, genocidal loser, homicidal, genocidal maniac, WHACKO!!! Your comment(s) are an complete embarrassment to yourself. YOU'RE (irv) the REAL, TRUE DANGER and YOU'RE the TRUE, REAL THREAT in YOU'RE community!!! You, Irv, will NOT be responded to further because you're a complete insane, lunatic, pathological liar, mentally disturbed, spewing lies, and gibberish!!! That's YOUR pattern of conduct and behavior that is laughable. We'll send you a straight jacket. Hahhahhh.

IRV-You have ZERO CLUE about contract law and NO it isn't enforceable in a court of law!!!!!! Secondly, I am going to add your name to a GENOCIDE list and circulate that around like confetti. Your comments show and indicate YOU'RE a DISGUSTING low life, uneducated, and advocator of GENOCIDE ON WILDFIRE REFUGEES and theft on wildfire refugees by posting these insane, mis-leading, deceptive, IRRATIONAL, PATHOLOGICAL LYING, STATEMENTS in regards to contract law!!!!!!!!!! YOU'RE the DANGER AND YOU'RE THE THREAT IN YOUR COMMUNITY-IRV!!! You're a complete waste of my time and quite frankly this commenter doesn't DESERVE the time NOR day. Thank you for letting the readers and the world know that you're a complete embarrassment to your community and that you're an advocator of theft and genocide on wildfire refugees!!! You're a IMMORAL, low life!!!!!!!!!!!!!!

 Looks like Viktoria is off her meds. And I can certainly see why Discover doesn't want to extend a 5-figure credit line to a mentally ill and paranoid individual. And what wildfires are you talking about?

 Maybe you'll shut your trap when, I and others put you on notice for GENOCIDE charges and GENOCIDE activities on-line here screened-shot. Exhibit B. You DESERVE a Super Max vacation inside a 12 x12 behind bars-key thrown mid-Atlantic. YOU'RE the REAL DANGER and YOU'RE the REAL THREAT in YOUR community and an extreme embarrassment by the comment posted. You're not that smart NOR very bright I might add.

Now that you have had a few days for your medication to take effect, you may have the time to answer my previous question, "Specifically, what did Discover incorrectly report to the credit bureaus?"

Is available at this site. Just type in 502469 and it appears in Consumer Comment #20 at Ripoff Report #502469.

Thank you again for sharing your Ripoff Report with everyone. It might be a good idea to mail copies of your Ripoff Report to 60 Minutes and to Dateline NBC in New York, and put it to the attention of “Investigative Reporter”. 

Maybe someone will contact you and do a story on National TV. Both addresses to 60 Minutes and to Dateline NBC are available at this site. Just type in 271771 and they appear in Consumer Comment #1 at Ripoff Report #271771.

Good luck to you!

 Your report is nothing more than one long run-on sentence with no punctuation, sentence structure and lacking simple writing skills as taught in the second and third grades. You say "they sold you", as if you had zero power in this transaction. No, YOU AGREED TO BUY THE CAR which they presented to you. Secondly, you say the rear window was obstructed. If so, why did you agree to buy it that way? You saw it and now you want to come here after the fact and blame them when you could have objected BEFORE you agreed to buy the car. Incredible! Did you even bother to READ the contract BEFORE you signed it? What kind of fake, add-on, bogus fees did you agree to without reading them? Given you cannot even write at a grade school level, makes us wonder about this entire report and no, I don't work for them!

Your comment is completely irrational, completely lacks common sense, and is extremely pathetic. Please, go back to kindergarten, learn how to read,comprehend simple sentences before you embarrass yourself on a platform such as this. You demonstrate that you have severe, mental issues and not the author of this complaint.

Your comments are 100 percent irrational and are hysterical. No one cares what an irrational commenter like you has to say and it looks really embarrassing on your part. No one cares about your illiterate, irrational, unsympathetic, comments regarding those fleeing massive, wildfires as a one of some root, legitimate, causal factors of the inability to pay. The arsonists who FIRST CAUSED and CREATED the conditions of increasing, massive wildfires ARE 100 PERCENT responsible for my inability to pay to include another agency! The readers will remember the comments YOU made and AVOID YOU like the plague. Shameful behavior at best and disgustingly appalling at worst by author-Flint, Afghanistan. Who would give you any money due to lack of critical thinking skills and disdain for those fleeing or recovering from massive wildfires caused by ARSON-D.A.!!!!

Just because YOU think that Discover did the right thing DOES NOT mean that they did. No one asked for your irrational uninformed, hysterical opinion. In so doing, you really embarrassed yourself on this platform. Your second statement is irrational and ludicrous!You obviously can't read nor comprehend simple concepts and YOU have mental issues. Go back to kindergarten, learn how to read, write, and comprehend before you make statements on a post that make you look extremely unintelligent. Why would anyone take your comment(s) seriously? No one should lend you any money or take you seriously.

 Why is it, WITHIN MINUTES of logging into their website I found the EXACT answer to your complaint? You come here acting all surprised this big, bad credit card company lowered your credit line WITHOUT NOTICE! You come here to tell the world of this and your surprise at what they did! In reality, what YOU did is TELL THE WORLD how YOU entered into this original $10,000 business deal where YOU agreed to certain TERMS AND CONDITIONS which are listed on a contract which is binding and fully enforceable in a Court of Law, when YOU didn't even bother to have the COMMON SENSE to READ what you were agreeing to BEFORE you agreed to be bound by those terms!!! Within a minute or two on their website I saw the stipulation which said they can change your credit line WITHOUT notice! If I can see it, why can't you and then you could have saved large amounts of time crying, whining and stomping your feet on a PUBLIC WEBSITE, fully disclosing to the world YOU don't have the COMMON SENSE to READ what YOU are agreeing to BEFORE YOU agree to it! Go ahead, get mad and call me every name in the book and no, I don't work for them!!!

It is possible that the executives at Discover understand that there is going to be a stock market crash and an economic collapse in America, and they realize that millions of people won’t be able to pay their credit card debt.

They might also understand that those who lose their jobs will most likely use their credit cards to stay afloat, and run up the balances and not pay it back. You see, when people are desperate they will resort to using credit cards to buy food, pay bills, and even do cash advances using their credit cards.

It is also possible that these executives are being told by the Federal Reserve to cut the current credit card limits on their cardholders, similar to what transpired in early 2008 prior to the stock market crash and Global Banking Meltdown that occurred on September 29, 2008.

Feel free to go to Bing and type in: INSIDE THE MELTDOWN FRONTLINE, and watch that documentary on the web for proof.

Good luck to you!

*****All Americans are strongly urged to go to Bing and type in: BLOOMBERG RIPOFF, and read the related Ripoff Reports and watch the related videos on the web for important information.

Thank You

These rebuttals are 100 percent irrational, insane, and is full of pathological lies! My reputation is 99-100 percent par excellent. It's quite shameful, appalling, and disgusting behavior displayed by their EXTREME, irrational, insane, HYSTERICAL rebuttals with ZERO common sense. Why don't we, the readers of these rebuttals, check out their history, their financial histories, their integrity, and their overall, track record in life? How's that sound? They know nothing about about my financial situation, main, root, causal factors and asking for an increase is NOT hysterical! THEY'RE HYSTERICAL and CRAZY, INSANE, lying, nut jobs-Period!!! Discover is 100 percent at fault.-Period!!! In reality, these comments in the rebuttal(s) displays a pattern of behavior of hysterical, insane, pathological, CRAZY nut jobs that DESERVES ZERO response. They are a complete waste of time.

I think Discover did the right thing.  If you didn't need the credit line, why would you even care?  If you do need the credit line, you obviously can't be trusted with a significant amount of money, given the obvious mental issues that your post demonstrates.  The fact that you had the credit line for a while and didn't really use it doesn't prove anything one way or another about your creditworthiness.  You have even said that you weren't planning to pay it off -- why would they want to give you free money?

The late fees indicate that you failed to honor your financial agreement with Discover.
 
Your agreement with Discover does not include empathy for your personal or environmental issues.
 
They are not obligated to honor your demands, some of which are outrageous and hysterical.
 
Specifically, what did Discover incorrectly report to the credit bureaus?

Bloomberg specializes in financial News. If this happened to you, it would be logical to conclude that it is happening to others. Maybe Bloomberg will contact you and do a story about it so others are aware.

Here is the address where you can send a copy of your Ripoff Report: 

Bloomberg, 731 Lexington Avenue, New York NY, 10022

Put it to the attention of: Michael Bloomberg 

Good luck to you!

*****GOVERNMENT ALERT: All Americans are strongly urged to type in 472051 at this site immediately and read Ripoff Report #472051 and all of the consumer comments for extremely important information!!!