DUVERA FINANCIAL dba EASY PAY FINANCE swindler's bussiness!!!!!!!!!! charging 189% interest carlsbad California

EZ Small of Carlsbad, CA Original review: March 26, 2015 We came across a review a competitor posted about us. You can tell it's our competitor since the same say and time that was posted maybe 20 minutes later I get an email from this competitor claiming he's suing me for infringement. This guy thinks I'm dumb not to figure it out, but anyways back to RipOffReport they claim that they post everything and it can't and won’t be taken off. But talking about lying scum, I posted a rebuttal almost 10 days later and it's not posted. I've submitted a few more and still no posting of my rebuttal. Then I thought of a genius plan. Why not use RipoffReport.com like yelp, and yp? I asked my satisfied clients to start writing positive reviews on ripoffreport. Heck they're so high in Google searches why not get some free reviews and advertising. So far I think it's started working. RipOffReport thinks they can harm business owners why not just use their system against them and all the bogus reviews, get some positive ones put in.

 Yes Duvera has high interest rates but they help you when others say no. That's the risk you run with dealing with creditors in general. However to blame them in this situation is irresponsible and irrational. You have the responsibility of reading any contract before you sign. By allowing someone else yo sign on your behalf you only have yourself to blame. I used Easy Pay Finance twice last year for auto repairs and paid off both loans early avoiding paying high interest rates. Because I read my contact before signing and knew my car repairs were needed. Not to be too critical but if you couldn't afford the puppy maybe don't buy one as it is not a necessity that would require financing. Just my opinion.

It is unfortunate that not every company reviews the loan details with the customer.  I was taken advantage of in this manner, as well.  The company I utilized appears to victimize people who do not have good credit.  They understand that we are relegated to high-interest loans with ridiculous terms, increase their own prices especially for us, do NOT divulge the aspects of the loan that are less than favorable, and rush you to sign.  I was one day late with a loan payment and was told at THAT point that my 90-days with no interest would no longer be honored and my interest rate would be close to 200 percent.  I had every single intention of having my loan paid in full within 90 days.  I tried several times, unsuccessfully, to speak with Duvera management to request reconsideration of this since the terms were never disclosed to me.  I was told by the representatives that it is CLEARLY in the contract.  My problem is this:  This is a HUGE issue that impacts someone significantly.  It should not only be stated up front at least once, it should be in big, bold letters in the contract so there is no mistake as to what the terms of the agreement are.  This is shady behavior by both the service provider and the finance company.  They know what they are doing...  it's dishonest, and anyone who would prey on people who are already having financial difficulties (sometimes by no fault of their own, like in my case... an abusive ex who ruined my credit).  These are simply disgusting business practices and I am certainly looking into legal recourse.  

I use Duvera for financing at my company and I inform EVERY CUSTOMER about the interest rate and the repayment plan. It's great for those who have limited or bad credit if they can repay withing 90 days.  It seems like you should blame Melissa Temple who sold you the dog and not the finance company. The seller is the one who took advantage of you.