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Report: #77717

Complaint Review: E-Merge - Providian Mastercard - Columbus Georgia

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  • Reported By: Las Vegas Nevada
  • Author Confirmed What's this?
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  • E-Merge - Providian Mastercard P.O. Box 23031 Columbus, Georgia U.S.A.

E-Merge - Providian Mastercard Credit Card Service Harrassment and Illegal Business Practices Columbus Georgia

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When I got my Providian Visa I was in good standing and had very few problems. Then this n**i company, aka E-Merge, took over the accounts and it all went down hill from there.

I had a low balance when the company took over and I thought that making $100 payments on time and every month would pay it off and I would be debt free, but that was not true. My balance goes right back up due to random finance charges.

Like others, my interest rate is 30% and I get a MONTHLY periodic finance charge of anywhere between 60 and 150 dollars. Everytime I make an overpayment to knock the card down a bit it goes straight to this random finance charge -- incredible.

I am wondering if there is a class action lawsuit in the works or if one should be started. This n**i company needs to be stopped.

Paul
Las Vegas, Nevada
U.S.A.

This report was posted on Ripoff Report on 01/21/2004 09:23 PM and is a permanent record located here: https://www.ripoffreport.com/reports/e-merge-providian-mastercard/columbus-georgia-31993-9835/e-merge-providian-mastercard-credit-card-service-harrassment-and-illegal-business-practi-77717. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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