East Coast Fidelity Janice McCarthy Promised to lower my house payments by as much as $400 monthly. I Paid $1499.00 up front. did niot do what they said. internet, Rhode Island

I see now Mrs. McCarthy continues to in her fradulent path.  It wasn't enough to take money from clients loosing their homes but is now also making consumers lose money while trying to purchase a home.  I chose Janice McCarthy NMLS #1095767 (Mortgage License) while she was working for American Bancshares which now she was terminated by that company because of all the problems she brought to them.  Mrs. McCarthy is currently working with American Residential Lending also known as Amreslending and by digging into them it seems they're also doing unlawfull practices; it seems they're a perfect match.

If someone is currently doing business with this crook; PLEASE GET OUT NOW before is to late and loose your down payment if you're purchasing a home.

Me & my wife lost our life earnings in our downpayment deposit which was $20,000 dollars not including the appraisal and time wasted.

After postponing our closing dates several times and requesting several extensions in our purchase contract the sellers got fedup and disclosed that if we re-eschedule our closing date again and fail to close we will LOOSE OUR COMPLETE DOWN PAYMENT IN ESCROW. She calmly advice us to do it.  We lost our $20,000 LIFE SAVINGS and our dream home without even an apology from this horrible person.

I wish someone had warned me about this criminal before she was able to ruin my life.

How is it possible this person remains in business after all the people she haves defrauded.  Let's all start taking action against this person and bring her to justice

I was also a person who was ripped off by this company. I am out $1,200.00 that I paid up front and I was told by as late as October 2011 by Janice McCarthy that they were looking into my getting a refund. She then turned around and told me that they were no longer in business as of November 2011. This means that she knew that they were going out of business and that they have simply been taking people's money and not providing the service they promised. Us consumers need to do everything we can possibily do to file criminal charges on this company and it's employees who are just as guilty of fraud. Please call the FTC and file a complaint along with the Attorney General's office in Rhode Island. I filed a complaint with the BBB and received an email stating they are no longer doing business. We need to find out if this company is related to the parernt company Fidelity Corp and see what can be done about recovering our money. I believe we need to file suit or whatever it is going to take to get justice. Ripped off in Denver, CO

I just want to let you know that I received a email from the BBB stating that this company is no longer doing business. Through an emial to Janice McCarthy she finally admitted that they were no longer in business she said in November 2011 but up until October 2011 she was still telling me that they were looking into my refund. This just goes to show how this company and it's employees are quilty of fraud and lying to customers. She had to have known that they were out of business but still chose to lie to me. I am hoping that anyone out there who has been wronged by this comany and it's employees will file a ripp off report along with making calls to the FTC and Attorney General's Office in Rhode Island. I believe that there should be criminal charges filed regarding this comany and it's employees for fraud, mis=representation, mis-leading marketing, lying, cheating, knowing ripping off their customers, providing mis-leading and untruthful advice and taking advantage of people in true need with mortgages.