Report: #1460283

Complaint Review: Edward Joseph Murray - Davenport FL

  • Submitted:
  • Updated:
  • Reported By: Scammer Buster — Rockville United States
  • Edward Joseph Murray
    2631 Fan Palm Drive,
    Davenport, FL
    United States

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Edward Joseph Murray appeared as a successor/supervisor of "Kartel Antonio Ritz" who was reportd by myself the other day as malicous scams for loan related upfront fees stolen $2,575.00. He pretended as if he were a supervisor/financier of the fake company named, "Finance USA Goergia Inc.". and telling fake story that he fired Kartel Antonio Ritz for malicious and fraudulent business conducts committed. He presented himself to be an amicable trouble settlement seeker. After some uncomfortable discussion made with him, he proposed to revise the whole loan document and redo the new loan agreement by stricly saying the only fee to be paid would be $200 prior and after the loan agreement. The loan agreement for $1.5M was concluded on 8/17/2018 and the only fee was paid on the same day by sending him $100x2 iTunes Gift Cards. As predicted, no loan fund had been delivered the same day and even a few days later. [continued below]....

..... He started to mention that there are certain fees left unpaid before delivery of the loan proceed.

As the definitive final loan agreement was concluded already and no additinal fee was necessary to pay after the loan agreement, I immedaitely declared him just to get out and stop scam attempts. He kept sending numerous texts to my personal phones by saying it was nothing to do with scam and the fees are the final last fee we are requested to pay. Such unproductive texts communications lasted a week.

Since we were very serious needs to get working capital funded, over weekend, I paid him as personal expenditure for total $600 fees by sending him iTunes Gift Cards making total fees paid $800.00.

However, none of promised fund delivery has taken place, and still the guy kept insisting there are other fees to be paid upfront before the loan shall be delivered as planned. I stopped all communication with this guy as ovbiously he is nothing but a nasty scammer and communicating with him was waste of time. His used phone number is (305) 306-5654.

 

 

This report was posted on Ripoff Report on 09/10/2018 02:01 PM and is a permanent record located here: https://www.ripoffreport.com/reports/edward-joseph-murray/davenport-fl-33897/edward-joseph-murray-kartel-antonio-ritz-edward-joseph-murray-stole-800-by-itunes-gift-1460283. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
8Author
1Consumer
0Employee/Owner

#1 Consumer Comment

Solution: don't send him or anyone else any more money

AUTHOR: Florida Native - (United States)

It's very clear you don't know how loans work in the professional world. It is NEVER appropriate to send funds to a lender via i-tunes or any pre-paid card or PayPal or any other untraceable way including Western Union. 100% of those types of 'loans' are scams. Read your own complaint. You spent another $4k from the beginning to the end on top of the $5k originally spent on useless fees. 

Please stop sending good money after bad. There is no loan. They saw you coming that's why they used the same excuse over and over again. Please understand that no matter what this person tells you, it is a lie to get you to send more funds. Don't do it. 

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#2 Author of original report

Patrick Dalton kept attempting stealing unexplained fees for fictitious delivery of fund. Total fees stolen reached to $9,950.

AUTHOR: Atsumasa - (United States)

Patrick Dalton kept very sticky contacts via email(s) pretending as if he were apologizing all past wrongs and wanted to rectify his attitude by delivering the loan fund for $1.0M which had been in default since June. He repeated "this is final begging you to give me last favor a chance to correct my wrongs" and solicited $100 iTunes Gift Cards.

However, having sent such last mercy card, he responded back, "the card sent was redeemed and send another again to finalize". As of Nov.15, the total fees paid via gift cards has reached to $9,950 and the loan fund has never been delivered. He kept asking "the last chance, last chance, last chance" in a very sticky and sneaky ways.

He recently used following emails that are obviously handled by himself alone as a single man scam operations. I describe here for others in hope that nobody shall become victimized by this ridiculously malicious scammer.

1. daltonlendings@gmail.com

2. mallonefundings@gmail.com

3. andrewpeterson478@gmail.com

4. joshuaighodaye@gmail.com

 

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#3 Author of original report

Murray Edward Joseph never stopped his scam attempt and today 10.16.2018 he took my final $100 iTunes card

AUTHOR: Atsumasa - (United States)

He never stopped his effort to very stickily send numeous text messages by saying "this is the very very very last fee you pay before you get funded the promised loan". After exchange of long textings, I gave him my last $100 iTunes card with no expectation he would fund me. Shortly later, he came back and told as predicted, "Your card was defective and you must get another fresh $100". Very accustomed way of his sneaky way of solicitaion.

I finally stopped dealing with blood sucker man. The very total amount stolen by iTunes GIft Cards reached to $5,625 which is a significant financial damage for my small company. I decided to post my final update here to let other people not become victim of such sneaky scammer with many words but zero achievement.

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#4 Author of original report

Murray Edward Joseph stole additonal money via iTunes Gift Cards and coming up new fees "Loan Patterning Fee"...no delivery of loan at all

AUTHOR: Atsumasa - (United States)

This man repeatedly sent numerous texts messages with full of lies and fictitious events. And kept impying the promised loan shall be delivered immediately after the last last last fee of $100-$200 paid. Natually after such iTunes Cards sent to pay such fictitious named fees, no loan fund has been delivered even a dollar. The total loss for fee payment now reached to $5,525......

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#5 Author of original report

Murray Edward Joseph continued to behave exactly like scammer and stole other loan related fees up to $5,025 as of Oct. 10

AUTHOR: Atsumasa - (United States)

Murray Edward Joseph continued his attempts to steal loan related fees by iTunes Gift Cards since September 2nd to date Oct. 10.2018 over 35 times total $5,025 accumulated.

While he offerred to lend us a business loan for $1.5M at initial stage and later changed to $10.0M, he invented numerous new fees to be paid upfront.

Each time I have paid such small but many fees, he told, "This is the very last last last fee you pay and no more I guarantee it 100%"

All resulted lies and false statements. Frequently when I sent iTunes cards, he retunred back (after he himself redeemed the cards) and said, "The cards you sent were already redeemed and bad. You need to send new fresh card so that we can take it as fee payment".

He also sent numerous number of text messages to my cell phone day and night urging to continue loan processes.

His voice sounded he were a fairly young man not like Mr. Murray shown in the IDs he sent. And his voice was something with heavy accents and voice was not clear audible enough. His used phone number for texts and calls was (305) 306-5654.

It seems to me that he is the same guy I was victimized as scam just changing his email address and used IDs because his voice is very familiar to me.

This is very sticky, sneaky, and malicious minded scammer and must be expeled from professional lending business by all means as he just harm businesses and individuals by pretending he were a legitimate lender, but actually not.

 

 

 

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#6 Author of original report

Pretending last minute immediate delivery of loan proceed, Edward Joseph Murray stole additional $550 making total $4,225

AUTHOR: Atsumasa - (United States)

Since last Thursday October 4th, this bad guy started to use a bit different logic and strategy by combining delivery of loan via PayPal (Fast instant delivery) and via bank wire transfers. He conduced like devil's whisper and urged me to pay via iTunes cards one and after totaling $550 over weekend.

And today, Columbus Day Banking holiday, he pushed hard to urge such payments by implying the very first tomorrow mornning the loan funds shall be sent to our account. Very sticky and repetitive text messges.

As a result, no indication of fund to be delivered today via Paypal and tomorow via wire transfer.

The grand total of iTunes Cards stolen reached to $4,225.

 

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#7 Author of original report

Edward Joseph Murray continued his scam attempts and stole new named fees via iTunes Gift Cards total amount stolen reached to $3,025

AUTHOR: Atsumasa - (United States)

This guy kept sending numerous text messages to my cell phone and kept implying the contracted loan fund shall be disbursed immediately after the new fees have been paid. Since 9.02.2018 to date, his sneaky and unfair way of upfront fees collections became 27 times via iTunes Cards and total amount reached to $3,025.

Still no loan has been delivered at all. He is practically a successor of previous man, Kartel Antonio Ritz who stole $2,575 from us in the same manner via iTunes Cards. I suspect that this new guy Edward Joseph Murray is the same man and he just changed his gmail address and different ID sent.

Total stolen amount by such low level scam reached to $5,600 that caused significant cash flow problem to our company. His used phone number is (305) 306-5654 which sent uncountable number of text messages to my cell phone and he is very very sticky scammer and never give up to catch me. This is one of the worst annoying scammer ever in terms of stickiness and low level communication skills.

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#8 Author of original report

Edward Joseph Murray stole additional fees by iTunes Card and keep doing scam attemps.

AUTHOR: Scammers buster - (United States)

This man never ends his attempts to steal small fee money by iTunes Gift Cards.

Upon receipt of iTunes Card sent, he routinely comes back and say, "The card you sent was redeemed and bad. Send another".

It was supposed to be the last minute before the loan disbursement was about to take place (seemingly) and he kept telling multiple newly invented fees such as "loan tax fee", "loan authorization fee", etc. I gave him the very last chance to rectify his wrongful behaviors but no success.

The total fee taken by this man reached to $2,125. But adding his predecessor man, Kartel Antonio Ritz, who stole $2,575, the total stolen amount reached to $4,700 which is very significant amout loss for a small company like mine.

I want to know how effectively punish those who have very malicious minded behaviors.

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#9 Author of original report

Edward Joseph Murray kept stealing money via iTunes card and total amount stolen reached to $1,925.00

AUTHOR: Scammers buster - (United States)

Edward Joseph Murray kept insisting that there are other fees I must pay prior to the delivery of loan fund. He kept asking sending the iTunes Card as means of pay of such newly invensted fees after the definitive loan agreement had been concluded.

After having sent such new small fees paid by sending iTunes Card, he always came back "THe cards sent were bad cards and you need to get other new cards to pay the fee". With this accumulated 14 times payment by iTunes Card the total stolen amount reached to $1,925 but the loan never be delivered.

 

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