Complaint Review: EFA Processing - Frisco Texas
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- Author Not Confirmed
- EFA Processing 7668 Warren Parkway Frisco, Texas United States of America
- Phone:
- Web:
- Category: Collection Agency's
EFA Processing Safeguard Recovery,LLC, Absolutely ripped off Frisco, Texas
*REBUTTAL Owner of company: False Report - Update
*REBUTTAL Owner of company: False Report
*REBUTTAL Owner of company: Fake report
*UPDATE Employee: EFA REBUTTAL
*Consumer Suggestion: A better idea.
*Consumer Comment: change banking account and file a complaint
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So get this - I was a victim of the horrible downturn in the economy, lost my job and was going broke. I learned of this "great" industry called debt settlement and I was convinced to sign up with a company who will settle all of my debts for pennies on a dollar. This company is EFA processing in Frisco Tx. I looked up the owner and his name is Ken Talbert. So I pay his company all kinds of money, they tell me not to pay any of my credit cards any money - so my credit report gets even worse.
Here is the incredible part - he has a son James Talbert that owns a collection agency called Safeguard Recovery and apparently buys debt of EFA's very own customers (mine for sure). When they came to collect upon me - I could not pay any money, so now they are threatening to sue me. How is this fair or legal? I am just so tired of the phone calls, the letters and the harrassment. I thought it was almost over and because of these snakes, it is just getting worse.
So beware if you hear of these people - avoid them. One guy lures you in to the trap, the son finishes you off. There is a special place for people like this. Does anyone guess where that is? Beware.
This report was posted on Ripoff Report on 12/20/2011 12:33 PM and is a permanent record located here: https://www.ripoffreport.com/reports/efa-processing/frisco-texas-/efa-processing-safeguard-recoveryllc-absolutely-ripped-off-frisco-texas-811872. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#6 REBUTTAL Owner of company
False Report - Update
AUTHOR: James Talbert - (USA)
SUBMITTED: Friday, October 06, 2017
The previous link I posted about my story of Jason Spencer has been broken, him being the individual that is widely believed to have authored this fake complaint. An updated link is below.
#5 REBUTTAL Owner of company
False Report
AUTHOR: James Talbert - ()
SUBMITTED: Friday, August 11, 2017
This report has always been wildly believed to be written by Jason Spencer. This complaint conveniently appeared after Jason Spencer was sued by Dextral Capital, LP and Dextral Capital Management Fund, LP in mid-December of 2011 by my father Ken Talbert. Jason Spencer was also later sued by myself, my father, and our entities for defamation.
I've written a report about my experiences with Jason Spencer here:
#4 REBUTTAL Owner of company
Fake report
AUTHOR: James - (United States of America)
SUBMITTED: Thursday, December 29, 2011
I am the owner of Safeguard Recovery. We have never called a debtor and threatened to sue them. The person who posted this is believed to be an imposter.
#3 UPDATE Employee
EFA REBUTTAL
AUTHOR: Kristen - (United States of America)
SUBMITTED: Thursday, December 29, 2011
I am Kristen Pannell, the Associate General Counsel for EFA Processing, L.P. ("EFA").
First and foremost, this posting contains false, misleading, and defamatory content. Due to the nature of this website, any individual can post any information without regard to its accuracy. More troubling is the fact that they can do so while hiding behind a veil of anonymity.
Unfortunately, EFA has reasons to believe that the posting made by "Confused" in Denver, CO was actually authored by an angry ex-employee who did business with EFA rather than by a legitimate consumer. EFA has never been confronted by this alleged consumer with these allegations. If the individual who posted this would like to share his real name and contact information, I would be happy to contact him and discuss any legitimate complaints or concerns.
In the interim, please note that EFA is taking all steps to identify the publisher of this posting and intends to pursue all legal means to determine the true author of these defamatory remarks.
#2 Consumer Suggestion
A better idea.
AUTHOR: Robert - (USA)
SUBMITTED: Tuesday, December 27, 2011
Change BANKS. Close the old accounts and open new accounts in a DIFFERENT BANK.
By all means file complaints with your State AG. You should also file a complaint with the Texas AG.
Good luck.
#1 Consumer Comment
change banking account and file a complaint
AUTHOR: tom - (USA)
SUBMITTED: Tuesday, December 27, 2011
I would suggest that you close your old account at your bank and open a new one. File a complaint with the attorney general of your state. You need to start recording their calls. connector for taping is fairly inexpensive. Get your evidence you been paying them and copies of your credit reports.
Attorney Generals are going after crooks like this company all over the country. Type in (your state)attorney general in to your browser. Search on how to file a complaint.
Forget the Better Business bureau. They are worthless. You can also search for a NACA lawyer in your area. Sometimes they will go on a contingency basis.
Good luck to you
Nathan
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