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Report: #400469

Complaint Review: ELECTROGEAR.NET LLC - Tuscon Arizona

  • Submitted:
  • Updated:
  • Reported By: METAIRIE Louisiana
  • Author Confirmed What's this?
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  • ELECTROGEAR.NET LLC 7635 LaCholla Blvd #31 Tuscon, Arizona U.S.A.

ELECTROGEAR.NET LLC FALSE ADVERTISING REFUSES TO IDENTIFY LENDER CLAIMS TO BE A BANKING INSTITUTION Tuscon Arizona

*UPDATE Employee: DEMANDED $0.00 DOWN, APPROVAL WAS THE BEST POSSIBLE AFTER REVIEWING CREDIT REPORT.

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Electrogear.net is a complete racket. Surfing their site, I was lured in by the low monthly payments (around $40 per month.) To start, they help themselves to $39.96 from your checking account as an application fee. Bad business.

Two days later some guy calls me and tells me the following: "the bank that approved you requires a small deposit." The deposit he refers to turns out to be 12 weekly installments of $39.00 in addition to the normal monthly fee.

He was not surprised at all when I said no way. I asked for my money back, and he said "well you agreed to it you gave me your code." He acted very strange. First making me recite my approval code, and then refusing to hang up the phone when I repeated asked him for more information. I asked who this "bank" was, and he said "our bank" and wouldn't give any other information.

I said I would hold for a manager, he says he is the only person there. He then said I would have to hang up first, and as I type this, this theif is still holding on my open phone line. He occasionally blairs loud beeps and static into the speaker in an attempt to force me to break the connection.

I intend to go to my bank as soon as they open to get this pyscho blocked from my account.

DO NOT DO BUSINESS WITH THIS COMPANY!

Synic
METAIRIE, Louisiana
U.S.A.

This report was posted on Ripoff Report on 12/11/2008 06:00 PM and is a permanent record located here: https://www.ripoffreport.com/reports/electrogearnet-llc/tuscon-arizona-85741/electrogearnet-llc-false-advertising-refuses-to-identify-lender-claims-to-be-a-banking-in-400469. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
1Consumer
0Employee/Owner

#1 UPDATE Employee

DEMANDED $0.00 DOWN, APPROVAL WAS THE BEST POSSIBLE AFTER REVIEWING CREDIT REPORT.

AUTHOR: John - (U.S.A.)

POSTED: Tuesday, February 24, 2009

Customer demanded $0.00 down financing. Unfortunately, we were not able to approve $0.00 down at this time.

The current approval will expire 180 days from application date.

SEE BELOW FOR THE TERMS INCLUDED ON THE SITE.

THE TERMS YOU AGREED TO BEFORE BY APPLYING!!!

By completing and submitting this document, you acknowledge that you have read and agree with all of the terms and you also acknowledge the receipt of this document. This document shall be deemed as the original, and will be treated as a binding agreement.

FURTHER MORE, YOU WERE NOTIFIED!!!

You Authorize ElectroGear.Net and affiliates to electronically debit your provided Bank Account for a Non-Refundable Application fee of $39.96. If for any reason your Application is declined, you will not be charged this fee.

FURTHER MORE - FINANCING TERMS ALSO LIST MORE DETAILS, AND CAN BE READ BEFORE APPLYING

Re-Payment terms are 36 months. The APR is 0.0%. (Not everyone will qualify for Financing). The amount of security deposit or Down payment, will be determined by our Finance Staff. Deposits are refundable back to the buyer after all payments have been made.

Customer Service
ElectroGear.Net

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