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Report: #57818

Complaint Review: Evergreen Pacific - Fairbanks Alaska

  • Submitted:
  • Updated:
  • Reported By: Eagle River Alaska
  • Author Not Confirmed What's this?
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  • Evergreen Pacific http://www.moneyalaska.com/ Fairbanks, Alaska U.S.A.

Evergreen Pacific Financial Services Beware of this company! mistreated and ripped off tricked and lied to Fairbanks Alaska

*REBUTTAL Owner of company: Some Loans Do Not Close

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First off, I am posting this in hopes that it will help somebody else in the future.

Stand clear of this company if you are looking for a mortgage or re-fi.

I applied for a re-fi loan with Evergreen and was, at first, happy with them. Until..

1) We are approved for a loan and then the day before we were supposed to close we were suddenly NOT approved!

2) We made countless phone calls to Linda which went unanswered.

3) Linda finally called us back and said we were approved again and the same terms of the loan applied. We went to close are loan and the terms of the loan we changed and the loan was not even a legal loan in the state of Alaska. It had pre-payment penalties and was overall a very bad loan (very high interest). She totally led to us flat out.

We refused to sign the loan documents and were later handed a letter to appear in court for some $1800 (not an exact ammount)in "fees" that Evergreen said were due to them.

I spoke with a lawyer in Fairbanks who knew exactly who I was talkingabout when I called. He said "just tell your story in court and you'll be ok".

I ended up settling with them out of court for 1/2 of the appraisal fee because I didn't want the hassle anymore. (This letter is watered down, it was much more painful than I've stated in here) I believe this whole ordeal took about 3 or 4 months to clear up to give you an idea of what to expect from this company.

I wish I would have seen this site before I made the mistake of dealing with Linda and Evergreen. I have since re-financed the proprty involved in this fiasco and have also purchased another home as well. Both financed with Wells Fargo and very pleased with thier service.

In short...stay away from Evergreen!

PS I would love to see a rebuttle to this.(Linda)

Mike
Eagle River, Alaska
U.S.A.

This report was posted on Ripoff Report on 05/21/2003 10:57 AM and is a permanent record located here: https://www.ripoffreport.com/reports/evergreen-pacific/fairbanks-alaska/evergreen-pacific-financial-services-beware-of-this-company-mistreated-and-ripped-off-tri-57818. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
0Consumer
1Employee/Owner

#1 REBUTTAL Owner of company

Some Loans Do Not Close

AUTHOR: Dwight - (U.S.A.)

POSTED: Saturday, September 25, 2004

In response to the posted complaint; many times a loan does not close because of the financial or property profile of the client. If the person involved wishes to contact me personally I would be more than happy to research his loan. It is unfair to accuse our Senior Loan Officer of deception without specific documented evidence presented to myself or other individuals responsible for the operation of the company. I welcome his call and will do everything in my power to address his complaints.
Individuals reading this should consider that our company has successfully closed many loans for clients throughout Alaska and the lower '48.
Thank you
Dwight Deely
President
Evergreen Alaska Mortgage Corporation
www.moneyalaska.com
907-457-5834

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