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Report: #167516

Complaint Review: EZ 1 Rate - Advantage America - Easy Step Solutions - Carson City Nevada

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  • Reported By: PLAINFIELD Indiana
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  • EZ 1 Rate - Advantage America - Easy Step Solutions 2050 Russett Way Suite 151 Carson City, Nevada U.S.A.

EZ 1 Rate - Advantage America - Easy Step Solutions this company states they are not involved in the fraudalent grant liars but hear the recording for grant in the background, ripoff Carson City Nevada *EDitor's Suggestions on how to get your money back into your bank account that was wrongfully taken from you!

*Author of original report: Easy Step Solutions Insurance

*Author of original report: Easy Step Solutions Insurance

*Author of original report: Easy Step Solutions Insurance

*Author of original report: Easy Step Solutions Insurance

*Consumer Suggestion: CLOSE YOUR ACCOUNT NOW!!! PLEASe!!!

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After being ripped off by Advantage America for 299.95 or known as Easy step Solutions. I recieved a thank you bill from this company stating that I would be charged 19.95 and then 49.95 after I recieved my ten day long distance for free.

I called to find out how they were going to charge my bill and I heard a automation of the grant people from Advantage America in the background. These people stated that they were not affiliated with this company that they bought advertisement with them and that the company was having some problems.

Since they did take off my charges I am not reporting them because of that: I report them because they choose to be involved in any way with the fraudelent company Advantage America/Easy Step Solutions. I explained to this person that I couldn't believe they would continue to be sponsored or advertised with these frauds and she didn't have much to say. Earned them a spot and so will any company I find that is involved in any way.

Fabrianne
PLAINFIELD, Indiana
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@ripoffreport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 12/10/2005 02:20 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ez-1-rate-advantage-america-easy-step-solutions/carson-city-nevada-89703/ez-1-rate-advantage-america-easy-step-solutions-this-company-states-they-are-not-invol-167516. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#5 Consumer Suggestion

CLOSE YOUR ACCOUNT NOW!!! PLEASe!!!

AUTHOR: Elizabeth - (U.S.A.)

POSTED: Thursday, December 22, 2005

why would you not close your account????for GOD SAKES YOU MUST TAKE AWAY THEIR POWER BY CLOSING YOUR ACCOUNT!!!!!if the bank isnt going to help you(CHARGE YOU STOP PAYMENT FEES INSTEAD OF CLOSING AND REOPENING AN ACCOUNT FOR YOU)YOU MUST TAKE CONTROL OF YOUR MONEY,CLOSE YOUR ACCOUNT!!THIS IS A SCAM THERE ARE NO RULES FOR "ADVANTAGE AMERICA"(PUEY)NO ONE WILL HELP YOU UNLESS YOU TAKE CHARGE..GO DOWN TO THE BANK AND SAY "I AM BEING SCAMMED,HELP ME CLOSE MY ACCOUNT,ECT..."READ THE editors suggestions please so you have more knowledge of your rights.i wish you luck fellow scamee!!please update us....

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#4 Author of original report

Easy Step Solutions Insurance

AUTHOR: Fabrianne - (U.S.A.)

POSTED: Wednesday, December 21, 2005

Monday opened the mail and received some kind of package stating that I now had a membership in some kind of insurance but the papers clearlyl stated that this wasn't insurance just some kind of discount of 30%. So, I called after I recieved this and told them that I didn't want anything to do with them since I hadn't received my 12,500.00 and I got a cancellation number. Today, I called the bank to check my money situation to find that once again the bank let another check go through with the wrong account number from the same people that they were investigating. When I spoke to the bank they told me that I would have to get my money back from the people that wrote the check and basically blew me off. This new check was for 19.95 so I called the number asking why they would steal more money out of my account when I called and got it cancelled (even though I never told them I agreed to this in the first place) They told me that the check was already through when I called them to cancel. That is not true. The check went through today not two days ago, so I then demanded that they put the money back into my account. They can't even do that until I apply for my grant that they already said that I had in the first place. Tomorrow I am going to call the main bank branch and if nothing comes of it, I will report them here and everywhere else I can. These people have to be Stopped. I filed report to call 6 for help(news) WAITING...... Isn't like the cops or anyone else have contacted me to help. Just file a report and put it in storage.....

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#3 Author of original report

Easy Step Solutions Insurance

AUTHOR: Fabrianne - (U.S.A.)

POSTED: Wednesday, December 21, 2005

Monday opened the mail and received some kind of package stating that I now had a membership in some kind of insurance but the papers clearlyl stated that this wasn't insurance just some kind of discount of 30%. So, I called after I recieved this and told them that I didn't want anything to do with them since I hadn't received my 12,500.00 and I got a cancellation number. Today, I called the bank to check my money situation to find that once again the bank let another check go through with the wrong account number from the same people that they were investigating. When I spoke to the bank they told me that I would have to get my money back from the people that wrote the check and basically blew me off. This new check was for 19.95 so I called the number asking why they would steal more money out of my account when I called and got it cancelled (even though I never told them I agreed to this in the first place) They told me that the check was already through when I called them to cancel. That is not true. The check went through today not two days ago, so I then demanded that they put the money back into my account. They can't even do that until I apply for my grant that they already said that I had in the first place. Tomorrow I am going to call the main bank branch and if nothing comes of it, I will report them here and everywhere else I can. These people have to be Stopped. I filed report to call 6 for help(news) WAITING...... Isn't like the cops or anyone else have contacted me to help. Just file a report and put it in storage.....

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#2 Author of original report

Easy Step Solutions Insurance

AUTHOR: Fabrianne - (U.S.A.)

POSTED: Wednesday, December 21, 2005

Monday opened the mail and received some kind of package stating that I now had a membership in some kind of insurance but the papers clearlyl stated that this wasn't insurance just some kind of discount of 30%. So, I called after I recieved this and told them that I didn't want anything to do with them since I hadn't received my 12,500.00 and I got a cancellation number. Today, I called the bank to check my money situation to find that once again the bank let another check go through with the wrong account number from the same people that they were investigating. When I spoke to the bank they told me that I would have to get my money back from the people that wrote the check and basically blew me off. This new check was for 19.95 so I called the number asking why they would steal more money out of my account when I called and got it cancelled (even though I never told them I agreed to this in the first place) They told me that the check was already through when I called them to cancel. That is not true. The check went through today not two days ago, so I then demanded that they put the money back into my account. They can't even do that until I apply for my grant that they already said that I had in the first place. Tomorrow I am going to call the main bank branch and if nothing comes of it, I will report them here and everywhere else I can. These people have to be Stopped. I filed report to call 6 for help(news) WAITING...... Isn't like the cops or anyone else have contacted me to help. Just file a report and put it in storage.....

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#1 Author of original report

Easy Step Solutions Insurance

AUTHOR: Fabrianne - (U.S.A.)

POSTED: Wednesday, December 21, 2005

Monday opened the mail and received some kind of package stating that I now had a membership in some kind of insurance but the papers clearlyl stated that this wasn't insurance just some kind of discount of 30%. So, I called after I recieved this and told them that I didn't want anything to do with them since I hadn't received my 12,500.00 and I got a cancellation number. Today, I called the bank to check my money situation to find that once again the bank let another check go through with the wrong account number from the same people that they were investigating. When I spoke to the bank they told me that I would have to get my money back from the people that wrote the check and basically blew me off. This new check was for 19.95 so I called the number asking why they would steal more money out of my account when I called and got it cancelled (even though I never told them I agreed to this in the first place) They told me that the check was already through when I called them to cancel. That is not true. The check went through today not two days ago, so I then demanded that they put the money back into my account. They can't even do that until I apply for my grant that they already said that I had in the first place. Tomorrow I am going to call the main bank branch and if nothing comes of it, I will report them here and everywhere else I can. These people have to be Stopped. I filed report to call 6 for help(news) WAITING...... Isn't like the cops or anyone else have contacted me to help. Just file a report and put it in storage.....

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