Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #435524

Complaint Review: Ez Money Loan Services - Houston Texas

  • Submitted:
  • Updated:
  • Reported By: HOUSTON Texas
  • Author Confirmed What's this?
  • Why?
  • Ez Money Loan Services Houston, Texas U.S.A.

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Unfortunately I had to resort to taking a loan of money in an entity called Ez Money Loan Services, located at the address 2301 Wirt Rd
Houston, TX 77055-1219 and the telephone (713) 467-6178.
I gave the sum of $ 700.00 in cash and made me sign many different forms of which only gave me some copies, also made me sign an electronic system, credit card type, where I had to do it about 3 times, then made operation, give me proof and not rush the review in its entirety, as I say they are copies of what I sign.
When it comes my first payment date, review the records and I find the unpleasant surprise they charged a rate of 583.55%, a total scam!
With such interest rate, it was logical that it should pay back the loan as soon as possible, otherwise, I would collect many times the amount borrowed.
But not all end there, I could pay the initial fees and advance something to lower the principal balance of funding, but getting the date March 3, 2009, I can not pay the fee because it had no money and was working far their offices, paying two payments together I thought this Friday March 20, but I find the unpleasant surprise me that people discount the whole balance of the loan from my bank account just $ 428.34, resulting in a negative balance of $ 397.00. When calling to complain about the large discount, I did say that the inability to communicate with me and then if that was not me just say that I get another loan to cover the overdraft from the bank, they think people are that stupid ?. vigorously denounce this outrage and call the consumer to the appropriate authorities to take in the matter so as not to harm more people, who need a momentary drop in the networks of these estafadores.Es collect that rate of legal interest in a consuming countries like this?. I hope that my claim is made escuchar.Muchas thanks.

Pedro
HOUSTON, Texas
U.S.A.

This report was posted on Ripoff Report on 03/18/2009 08:21 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ez-money-loan-services/houston-texas-77077/ez-money-loan-services-total-scam-houston-texas-435524. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
5Consumer
0Employee/Owner

#5 UPDATE Employee

Contact is required

AUTHOR: Chasej - (U.S.A.)

POSTED: Thursday, April 02, 2009

I do not know what happened with your account, but contact with the customer is required. If we can not get a hold of you and you miss your payment, then our lender will pull your account and send it to your bank for the full amount.

Also, the 583.55% APR, yes, that sounds high. The thing you have to realize is this is a very short-term, usually due back in 2 weeks. The finance charge ends up being ABOUT $20 per hundred borrowed per 2 week loan period.

It sounds like to me that you did not have good communication with your store, which is essential. You can not just simply decide to make a double paymnet on your loan next time, forgetting your current due date, this is a business. A high risk business, we hold no collateral for your loan. You can not be upset that your account was charged, please try to understand the business from the other side of the counter.

Respond to this report!
What's this?

#4 UPDATE Employee

Contact is required

AUTHOR: Chasej - (U.S.A.)

POSTED: Thursday, April 02, 2009

I do not know what happened with your account, but contact with the customer is required. If we can not get a hold of you and you miss your payment, then our lender will pull your account and send it to your bank for the full amount.

Also, the 583.55% APR, yes, that sounds high. The thing you have to realize is this is a very short-term, usually due back in 2 weeks. The finance charge ends up being ABOUT $20 per hundred borrowed per 2 week loan period.

It sounds like to me that you did not have good communication with your store, which is essential. You can not just simply decide to make a double paymnet on your loan next time, forgetting your current due date, this is a business. A high risk business, we hold no collateral for your loan. You can not be upset that your account was charged, please try to understand the business from the other side of the counter.

Respond to this report!
What's this?

#3 UPDATE Employee

Contact is required

AUTHOR: Chasej - (U.S.A.)

POSTED: Thursday, April 02, 2009

I do not know what happened with your account, but contact with the customer is required. If we can not get a hold of you and you miss your payment, then our lender will pull your account and send it to your bank for the full amount.

Also, the 583.55% APR, yes, that sounds high. The thing you have to realize is this is a very short-term, usually due back in 2 weeks. The finance charge ends up being ABOUT $20 per hundred borrowed per 2 week loan period.

It sounds like to me that you did not have good communication with your store, which is essential. You can not just simply decide to make a double paymnet on your loan next time, forgetting your current due date, this is a business. A high risk business, we hold no collateral for your loan. You can not be upset that your account was charged, please try to understand the business from the other side of the counter.

Respond to this report!
What's this?

#2 UPDATE Employee

Contact is required

AUTHOR: Chasej - (U.S.A.)

POSTED: Thursday, April 02, 2009

I do not know what happened with your account, but contact with the customer is required. If we can not get a hold of you and you miss your payment, then our lender will pull your account and send it to your bank for the full amount.

Also, the 583.55% APR, yes, that sounds high. The thing you have to realize is this is a very short-term, usually due back in 2 weeks. The finance charge ends up being ABOUT $20 per hundred borrowed per 2 week loan period.

It sounds like to me that you did not have good communication with your store, which is essential. You can not just simply decide to make a double paymnet on your loan next time, forgetting your current due date, this is a business. A high risk business, we hold no collateral for your loan. You can not be upset that your account was charged, please try to understand the business from the other side of the counter.

Respond to this report!
What's this?

#1 Author of original report

EzMoney Loan services - pawn

AUTHOR: Report - (U.S.A.)

POSTED: Friday, March 20, 2009

Unfortunately I had to resort to taking a loan of money in an entity called Ez Money Loan Services, located at the address 2301 Wirt Rd Houston, TX 77055-1219 and the telephone (713) 467-6178. I gave the sum of $ 700.00 in cash and made me sign many different forms of which only gave me some copies, also made me sign an electronic system, credit card type, where I had to do it about 3 times, then made operation, give me proof and not rush the review in its entirety, as I say they are copies of what I sign. When it comes my first payment date, review the records and I find the unpleasant surprise they charged a rate of 583.55%, a total scam! With such interest rate, it was logical that it should pay back the loan as soon as possible, otherwise, I would collect many times the amount borrowed. But not all end there, I could pay the initial fees and advance something to lower the principal balance of funding, but getting the date March 3, 2009, I can not pay the fee because it had no money and was working far their offices, paying two payments together I thought this Friday March 20, but I find the unpleasant surprise me that people discount the whole balance of the loan from my bank account just $ 428.34, resulting in a negative balance of $ 397.00. When calling to complain about the large discount, I did say that the inability to communicate with me and then if that was not me just say that I get another loan to cover the overdraft from the bank, they think people are that stupid?. Vigorously denounce this outrage and call the consumer to the appropriate authorities to take in the matter so as not to harm more people, who need to Momentary drop in the networks of these scamers.Es collect that rate of legal interest in consuming countries to like this ?. I hope that my claim is made me.thanks listen, very much. Pedro HOUSTON, Texas
U.S.A.

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now