Report: #608626


  • Submitted: Sun, May 30, 2010
  • Updated: Sun, May 30, 2010
  • Reported By: VK — Orange Park Florida USA
    3815 Southwest Temple
    United States of America

FAIRBANKS CAPITAL / SELECT PORTFOLIO SERVICING / EQUICREDIT / BANK OF AMERICA Intentional, Deceptive and Unethical Mortgage Loan Modification Practices and Intentional Destruction of Certified Funds sent to them, per Agreement. Internet

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My Mortgage was sold to Select Portfolio Servicing, by Accredited Home Lenders, in 2009.  In March, 2010, SPS finally consented to a Trial Loan Modification with the 1st payment due on April 1, 2010, via certified funds.  This payment was sent to SPS through my attorneys office and received by SPS (with all necessary paperwork and certified check), by the due date.  The 2nd certified funds payment was sent by me to SPS and received by them, per agreement.  Approximately 1 - weeks later, SPS notified me I had negated the Loan Modification agreement because funds were not received in time, per agreement.  After several phone call attempts, it was finally established SPS was taking the position the initial payment had not been received, per agreement.  This payment initial payment had been sent through my attorneys office along with the appropriate paperwork, and who kept the tracking numbers for UPS overnight delivery.  My notification from SPS came 6 7 weeks after the initial payment had been sent from my attorneys office.  The initial certified funds payment, received by SPS, conveniently, disappeared!  This company needs to be held accountable and taken down!!   

This report was posted on Ripoff Report on 05/30/2010 11:18 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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