Fairgate Financial Group Fairgate Financial Fairgate Financial Group - Personal Loan Scam - Scammed over $1000! Alfred, Maine

..copy and paste this into the browser..

http://our.bbb.org/boston/Public/Reports/RR/PopUp/Tip.aspx?id=34

..it may have been broken..try this one if so..

Advance Fee Mortgage and Loan Brokers

I don't need to repeat what Robert stated as he is 100% correct. But there is a warning I will give you.

I went to the website you left on top of the report..and no doubt it is shady as there is no address or phone number..just a clean professional looking website, I could see how it could fool a novice. Why would a legit company not mention an address and phone number on their own website?

Now another concern you have, is on the website when you click "apply now", whoever filled that out gave some very critical personal information out online to potential scammers, and on a seemingly unsecured website.

I notice name, address, phone numbers, where you are employed and for how long, your income, other debts/loans, your social security number etc..

So other then identity theft, you may very well in time start getting phone calls from "agencies" with official sounding names claiming to be collections for a loan. They will sound very convincing because they will use scare tactics like they are sending the police to arrest you, they are calling your job to get you fired (and they may know where you work and mention it) ,..they will say things like they have your bank account ending in xxxx (the last 4 of your social).. they can use this and you may believe it since they have that kind of info, this is what they are depending on. Many get scared and send these scammers money.

So beware. You can't stop them from trying this, or anyone else who now has this info from the online application..but if you get a call like this in the future tell them you know it is a scam..to send you any proof that you have an outstanding balance, and hang up. On a side note, they may tell you their name which will seem American and common, but the caller will have a very strong foreign accent.

I don't know if this will help, but I found some contact info on the BBB website....F rating of course..
ID:     122246
Business Name:Fairgate Financial Group
Business Address:110-8 Court Street
Alfred, ME 04002
Phone Number:     (866) 614-0030
BBB Accreditation: This business is not a BBB Accredited Business

Type of Business:    
ADVANCE FEE BROKERS

Click the following link, it will tell you more info and where to report..

Advance Fee Mortgage and Loan Brokers

The money is gone...Sorry.  

Don't expect them to get caught and if by come miracle they do, don't expect any restitution.  Because they don't have anything that will trace them back to you.  The phones are throwaway cell phones.  The names they gave you are fake.  Any address information either does not exist or to totally innocent businesses.  The e-mail address is a "generic" free e-mail address.  If that does not make it impossible to trace them, your friend sent a MoneyGram which is untraceable.  Not only that but you sent it to a foreign country taking it out of US Jurisdiction.  Oh and one final item.  These types of scams change their name on an almost daily basis.  So today it is Fairgate Financial, tommorow it will be a different name.

The key is to know that any company that asks for a fee up front to guarantee a loan is a scam.

http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm