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Report: #414894

Complaint Review: Fairlane Credit LLC - Colorado Springs Colorado

  • Submitted:
  • Updated:
  • Reported By: Summerville South Carolina
  • Author Confirmed What's this?
  • Why?
  • Fairlane Credit LLC 1755 Telstar Drive Colorado Springs, Colorado U.S.A.

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I am Mark. And I bought a Ford Mini-Van. From this Creditor from Upstate , Ny. The Dealar was good and everything. No worries there. But right after we bought the mini-van. I was laid off from my job. And fell behind on payments really fast. I called and talked with them and they also called us.

They have thru the years called on a daily basis wherever we live or almost daily and sometimes have said they were someone else, them and the lawyers. have both done the same. And trying to get us to pay on it.

Well I still dont have any money to pay for it. And with the way they are being disrupting our lives on a daily basis they just put a judgement against me on this vehicle and I still cannot give them any money. And now they have tottally messed up our credit even more. Now this thing will linger on my credit for another 7 years. That they have done this for 8 years as we speak.

So that is 15 years they messed up my credit report for 15 years for something that should have been 7 years. What is there problem. I am not paying them a dime as long as they call everyday. we get to where we do not pick up the phone for anyone with a 1-800 number or whatever. There needs to be a law on this. And they need to be brought to court and fined and closed down.

Mark
Summerville, South Carolina
U.S.A.

This report was posted on Ripoff Report on 01/22/2009 12:52 PM and is a permanent record located here: https://www.ripoffreport.com/reports/fairlane-credit-llc/colorado-springs-colorado-80920/fairlane-credit-llc-this-is-a-vehicle-i-bought-over-8-years-ago-colorado-springs-colorado-414894. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
3Consumer
0Employee/Owner

#3 Consumer Suggestion

Give a verbal and written request

AUTHOR: Tcm - (U.S.A.)

POSTED: Monday, May 02, 2011

Send all parties a vebal and written request to contact you by mail only. They must honor this. That will stop the phone calls.  You didn't honor your contract they should be roprting it to your credit. But you can have the calls stopped.

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#2 Consumer Suggestion

YOU are the only one who is ripping off anyone

AUTHOR: D K - (U.S.A.)

POSTED: Friday, January 30, 2009

You aren't paying back a loan you agreed to pay.. they have EVERY RIGHT to call you as often each day as they want.. the only one ripping off anyone here is YOU.. Go ahead call "the law" on them, I dare you.

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#1 Consumer Comment

Um, you mesed up your own credit.

AUTHOR: John - (U.S.A.)

POSTED: Thursday, January 22, 2009

Did you actually think that it would not go on your credit report if you defaulted?
You bought the vehicle from the dealer - NOT the finance company as you allude.
They lent you the money to buy the vehicle from the dealer.
YOU admittedly defaulted.
What is the rip off other than they didn't get the money they loaned you?

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