Farm Bureau Insurance Cancellation Fraud Natchez Mississippi

Just to clarify re your quesions:

Yes, they were/are both in their mid-80s. My Dad's stroke came on suddenly without warning while he was driving a tractor and trying to pretend he was still 20. My mother is stronger and more energetic than I am, 30 years her junior. She belongs to 5 civic clubs, volunteers at 2 charity service organizations, and drives to visit her grandchildren 100 miles away almost weekly. She just got back from a trip with her "girlfriend" to California (they are the same age, and drove!). My parents were both drivers, with two vehicles. My Dad was the most precise and exacting driver I've ever encountered-- he drove at precisely the speed limit (kind of annoying), he never drifted, he signaled incessantly-- all from his engineering background, I expect. (I, on the other hand, regard the lane stripes on the highway as merely suggestions.)

This is a small town. Their agent at FB had known them for many years and was well aware of my father's death almost immediately (they were both Masons). My father always said that this guy was "one brick short a load" (i.e., not very bright), so maybe this was the agent's revenge. Clearly, if their record had been horrible, their new Shelter agent would not have so readily and quickly arranged for comprehensive coverage on both vehicles.

Of course, over 48 years they had made claims, but those were mainly during our teenage years, when, between my brother and me, we wrecked our dad's cars roughly ever other year. Recently, my mom had a little fender-bender, maybe $500 worth, so no outrageous claims had been made to my knowledge.

Note that my chief complaint is that we cold get NO ONE to respond by phone (no return calls from voicemail, "unavailable" from receptionists, no callbacks from the-- or any-- local agent) or to my letters. Either this company is radically incompetent or grossly unethical. But then, some say many insurance companies are like that.

I guess I say "cut losses" because insurance companies see older drivers as high risk. I'm speculating that this was merely an excuse to get rid of this policy. My mom is a feisty Southern "steel magnolia" and I'm confident would have marched into the FB office to give them a piece of her mind, but of course, at that time, she was not up to it. "Growing old," as Bette Davis once said, "ain't for sissies."What FB will probably learn soon is that she is immensely well-known and popular in this town and, as word gets around, I expect Shelter (and others) will see a lot of new customers.