Fast Cash International Received call I owe 843.65 or face prosecution for an online payday loan Santa Rosa, California

I received a call Monday morning September 28,2009 from a "Chris Roy" the "lead attorney" representing Fast Cash International.  The phone call was being recorded and I was not to interupt him while he read the affidavit against me. The call came from 810-671-485 the last digit didnt show but caller ID registered it from Algonac, MI

I was deliquent $843.65 from an online payday loan I took out in November, 2008 and  had ignored the company's emails about my loan so I was going to be prosecuted Wednesday and would have to pay $4500.00 in court costs. Charges were being filed for theft, fraud and bad checks.

Chris Roy knew my address, email, bank name, mother's name. daughter's name, where I worked and the last 4 digits of my social.

I knew I had made no such loan. I demanded loan verification, he said he represented the company and did not have verification. It would be mailed to me AFTER I repaid the loan. He then transfered me to a "James Austin" who also had a thick Indian accent.  James Austin said I could fax a notarized repayment agreement to 323-798-1733 then call Chris Roy back at 707-324-7762 (Santa Rosa, CA) I did no such thing.

I repeatedly called "Chris Roy" and demanded loan verification. He told me to leave him alone and to stop calling.  He would only fax the information to my attorney.

I had an attorney friend call. No such loan verification has been faxed.  My attorney reported this to the California Bar.