Federal Loan Modification Law Center, LLP Found them on the internet in March; called them to help with timeshare foreclosure. Coeur D'Alene Idaho

This company that you reported on also dba'd as Apply2Save as well as Sigma Media Works (sgmworks.com) and "officially" shut their doors in Feb. 2009. However, they were still operating because they continued scamming me up to May 20th. The BBB is no longer taking complaints against this bunch of thieves and is referring everyone to the Idaho State Attorney General who is taking complaints and preparing a case against this company. You can also file a complaint with the Federal Trade Commission. You may never get your money back, for this company also offered money back guarantees to its clients and those that did receive refund checks...well...the checks bounced. You may also check with your own bank to see if they may be able to reimburse your account IF the payment was done via debit card or ACH deduction (check over the phone). Some banks are refunding, some are only refunding on a temporary basis until investigated further, and some are not refunding at all. We're out a lot more than what they nailed you for and we almost lost our home entirely to foreclosure for they were "helping" us in remodifying our mortgage. I'm scrambling about now trying to get all of my official complaints filed (be prepared to also include all supporting documentation to substantiate your claim), close my bank account (yup...this company has also been hitting up accounts above and beyond those amounts authorized hoping that the clients won't notice), restart new accounts and all of the headache involved with changing around my online banking accounts and auto deposits/deductions. At first I felt like such a complete fool relying on these individuals until I started researching and discovered that this company nailed a LOT of people. It has nothing to do with us being fools or idiots, just crooks who are extremely good at what they do and preying upon those of us who have fallen on hard times through no fault of our own. Good Luck!

This company that you reported on also dba'd as Apply2Save as well as Sigma Media Works (sgmworks.com) and "officially" shut their doors in Feb. 2009. However, they were still operating because they continued scamming me up to May 20th. The BBB is no longer taking complaints against this bunch of thieves and is referring everyone to the Idaho State Attorney General who is taking complaints and preparing a case against this company. You can also file a complaint with the Federal Trade Commission. You may never get your money back, for this company also offered money back guarantees to its clients and those that did receive refund checks...well...the checks bounced. You may also check with your own bank to see if they may be able to reimburse your account IF the payment was done via debit card or ACH deduction (check over the phone). Some banks are refunding, some are only refunding on a temporary basis until investigated further, and some are not refunding at all. We're out a lot more than what they nailed you for and we almost lost our home entirely to foreclosure for they were "helping" us in remodifying our mortgage. I'm scrambling about now trying to get all of my official complaints filed (be prepared to also include all supporting documentation to substantiate your claim), close my bank account (yup...this company has also been hitting up accounts above and beyond those amounts authorized hoping that the clients won't notice), restart new accounts and all of the headache involved with changing around my online banking accounts and auto deposits/deductions. At first I felt like such a complete fool relying on these individuals until I started researching and discovered that this company nailed a LOT of people. It has nothing to do with us being fools or idiots, just crooks who are extremely good at what they do and preying upon those of us who have fallen on hard times through no fault of our own. Good Luck!

This company that you reported on also dba'd as Apply2Save as well as Sigma Media Works (sgmworks.com) and "officially" shut their doors in Feb. 2009. However, they were still operating because they continued scamming me up to May 20th. The BBB is no longer taking complaints against this bunch of thieves and is referring everyone to the Idaho State Attorney General who is taking complaints and preparing a case against this company. You can also file a complaint with the Federal Trade Commission. You may never get your money back, for this company also offered money back guarantees to its clients and those that did receive refund checks...well...the checks bounced. You may also check with your own bank to see if they may be able to reimburse your account IF the payment was done via debit card or ACH deduction (check over the phone). Some banks are refunding, some are only refunding on a temporary basis until investigated further, and some are not refunding at all. We're out a lot more than what they nailed you for and we almost lost our home entirely to foreclosure for they were "helping" us in remodifying our mortgage. I'm scrambling about now trying to get all of my official complaints filed (be prepared to also include all supporting documentation to substantiate your claim), close my bank account (yup...this company has also been hitting up accounts above and beyond those amounts authorized hoping that the clients won't notice), restart new accounts and all of the headache involved with changing around my online banking accounts and auto deposits/deductions. At first I felt like such a complete fool relying on these individuals until I started researching and discovered that this company nailed a LOT of people. It has nothing to do with us being fools or idiots, just crooks who are extremely good at what they do and preying upon those of us who have fallen on hard times through no fault of our own. Good Luck!

This company that you reported on also dba'd as Apply2Save as well as Sigma Media Works (sgmworks.com) and "officially" shut their doors in Feb. 2009. However, they were still operating because they continued scamming me up to May 20th. The BBB is no longer taking complaints against this bunch of thieves and is referring everyone to the Idaho State Attorney General who is taking complaints and preparing a case against this company. You can also file a complaint with the Federal Trade Commission. You may never get your money back, for this company also offered money back guarantees to its clients and those that did receive refund checks...well...the checks bounced. You may also check with your own bank to see if they may be able to reimburse your account IF the payment was done via debit card or ACH deduction (check over the phone). Some banks are refunding, some are only refunding on a temporary basis until investigated further, and some are not refunding at all. We're out a lot more than what they nailed you for and we almost lost our home entirely to foreclosure for they were "helping" us in remodifying our mortgage. I'm scrambling about now trying to get all of my official complaints filed (be prepared to also include all supporting documentation to substantiate your claim), close my bank account (yup...this company has also been hitting up accounts above and beyond those amounts authorized hoping that the clients won't notice), restart new accounts and all of the headache involved with changing around my online banking accounts and auto deposits/deductions. At first I felt like such a complete fool relying on these individuals until I started researching and discovered that this company nailed a LOT of people. It has nothing to do with us being fools or idiots, just crooks who are extremely good at what they do and preying upon those of us who have fallen on hard times through no fault of our own. Good Luck!