Financial Independence And Resource Education (F.I.R.E) Debt Settlement Agency Ripping People Off. Tequesta Florida

I was led to this ripoff report after refering my friend to F.I.R.E. because he was in a bad situation with his credit card debts. I recently completed a 28 month program with this company. I never would have thought I would use a service like this and I was nervous, but after a divorce i was left with over $26,000 of credit card debt and bad credit scores and nowhere to turn. I was happy with what this company did to help me get back on my feet. So I referred my friend to them. He was researching the company before he made his decision to join this program where he found this negative feedback, so i wanted to write about my experience with this operation because my experiences were the complete opposite. I joined this program in August of 2005. I had seven different credit cards and a personal loan. I do not remember the name of the man who helped me get into the program but he was very nice when I was down on my luck. I thought that he was very honest and explained and prepared me for what was to come. The biggest thing that he explained to me and what I am telling my friend is that I had to be patient. It was a 28 month program and there is not alot action going on as I accumulated money to make settlements.However they were always available when i called to help me through with my questions. I had alot of reservations as i was going through the program as well and I was monitoring my credit and I didn't see much happening. Now I am completely out of debt and I recently qualified for 0% financing on a new automobile with a 706 credit score. This service is something you can't see touch or feel but if you stick to it they can work miracles.