Complaint Review: First American Bank - Elk Grove Village Illinois
- First American Bank 1650 Louis Ave, Elk Grove Village, Illinois USA
- Phone: 2243216927
- Web: www.firstambank.com
- Category: Banks
First American Bank deceptive marketing, dishonest practices Elk Grove Village Illinois
*Consumer Comment: From my opinion
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This report was posted on Ripoff Report on 12/19/2013 10:07 AM and is a permanent record located here: https://www.ripoffreport.com/reports/first-american-bank/elk-grove-village-illinois-60007/first-american-bank-deceptive-marketing-dishonest-practices-elk-grove-village-illinois-1108303. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
From my opinion
AUTHOR: MochaG - ()
SUBMITTED: Friday, December 20, 2013
After I read your report, I believe your issue -- cannot access your account online -- is from the mistaken authorized account creation. Because they finally found out that the account type was not supposed to be Reward Checking, they blocked/deleted the online account which is used to access. What they want you to do is to switch the account type to a valid type that they are offering. Once you properly switch the account's type, you should be able to use the online account access again (could be to create a new account related to the new account type or reuse the same, I do not know). It is a simple technical issue.
To me, the issue you are having actually is from the lower interest rate; however, the your wife account should not get the rate at all in the first place. I understand that this is the bank's fault that allows you to open the account for your wife with Rewarding account type. They actually tried to fix the problem/mistake by asking your wife to switch the account type. Did they take back whatever your wife has gotten for her account (i.e. retroactive the interest charge)? If not, they prefectly and legally did the right thing to correct their error. If they charge your wife for switching the account type (condition of account type is irrelevant), then it is a rip off.
All in all, your report is a rant from you because you are being taken away something you accidentally exploit because of the bank mistake. I believe you still keep whatever you have gained (the bank does not deduct back the interest you gained). You need to give up the exploitation and simply go back to the formal that others are given.
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