Report: #72972

Complaint Review: First Approval Benefits - St. Laurent Quebec

  • Submitted:
  • Updated:
  • Reported By: milwaukee Wisconsin
  • Author Not Confirmed What's this?
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  • First Approval Benefits 7103 Trans-Canada Hwy, #206 St. Laurent, Quebec Canada


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I too was ripped off by this company around Mid May of this year - I was so excited to finally be getting a credit card, and my heart just sank when I found this website. I had a feeling that the offer might have been too good to be true, but I guess I fooled myself into believing that I really would recieve a $2000 credit card for the $260 I sent in to these people.

After all, they did use the names "Visa" and "Mastercard" when they called me (interesting little fact - these people contacted me only a couple days after I had applied for a Mastercard online & was rejected, which makes me wonder if Mastercard knows about these frauds and is selling our information? I can't think of how else First Approval got my work phone number?)

Anyways, when I realized this was a scam, and couldn't get ahold of anyone at the "customer service" number I was given, I went IMMEDIATELY to my bank (it was already about 45 days after they had withdrawn my money) I filed an "unauthorized clearing house transaction" RIGHT AWAY, and within 1 week the money was back in my account!! Please, everybody must do this because First Approval WILL NOT fight this claim!!! They know they are a fraud and they WON'T want your banks lawyers to get involved.

All you do is go to your bank, ask to fill out the form, write a brief statement in which you put that this was an unauthorized transaction (which IT IS, because you ONLY authorized them to withdraw money in exchange for a credit card, which you NEVER recieve, making this transaction completely unauthorized). Now, I'm not sure what you would have to do if you sent these people a check, but I know this works if you had the money automatically withdrawn & it hasn't been over 60 days.

So go to your banks right away, and don't forget to close your bank account to keep these people from selling your bank information to others & stealing more of your money!! I hope this helps....

milwaukee, Wisconsin

This report was posted on Ripoff Report on 11/24/2003 04:24 PM and is a permanent record located here: https://www.ripoffreport.com/reports/first-approval-benefits/st-laurent-quebec/first-approval-benefits-ripoff-scam-please-read-you-can-get-your-money-back-st-laurent-72972. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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