First Capital Credit Card (First Capital Consumers Group) ripoff fraud business Buffalo New York

My name is Stephanie. On June 12, 2002 around 8:30pm, I recieved a phone call from a man named Craig Dickson rep# 203 from First Capital Credit Card. He sounded like a very nice man, but I was leery of him. He said that he was returning a request for a credit card and said that he had a Master Card with a 2000 dollar credit limit for me. I asked him how much I would have to pay, because there is always a catch. He said 199 dollars, I told him that I did not have that money and was about to hang up, but then he said that I should have my card that Friday and then he said that I could just take the money off the card and pay the membership fee of 199.00. He asked me for my checking account number (not routing number) to "verify my bank", he then told me that I banked with Bank of America which was correct.He then attempted to verify my address, he gave me my old address and I corrected him and told him my new address. He gave me a pin number and said that a person from their security department would be calling in 3 minutes to verify the same info. Minutes later a guy named Paul with an mid-eastern accent called from the security dept called. The only thing he asked for was my name, pin number that Craig gave me and my routing number. I asked him why he needed my routing number and was reluctant to give it, but I did. After the phone call, I went and look on the caller ID, the number on the phone was 416-363-2786 was located in Toronto, Canada. Hopefully this info will help someone from getting scamed. Stephanie Key West, Florida