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Report: #1431025

Complaint Review: First Commonwealth Bank - Indiana Pennsylvania

  • Submitted:
  • Updated:
  • Reported By: James — Greensburg Pennsylvania United States
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  • First Commonwealth Bank 600 Philadelphia St. Indiana, Pennsylvania United States

First Commonwealth Bank Would not waive repossession fee that was the result of employee error. Indiana Pennsylvania

*Consumer Comment: After three months you must have known something wasn't quite right

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To whom it may concern,   I spoke with Sharon at First Commonwealth Bank (1-800-221-8605).  I called the local branch in December of 2016 and was told the last payment was due on March 2017.  I stopped making payments because of that phone call.  Now, Sharon will not waive the $375 repossession fee. I'm asking for your help.  I'm contacting an attorney and I'm telling everyone I know not to bank with First Commonwealth.  The bank made a mistake because it was the local branch, they do not record messages, there is no proof.  So, I'm responsible for an employee's mistake... a 375 dollar mistake.           

Letter written to First Commonwealth Bank regarding vehicle repossession and fees.   I am requesting that repossession fees from June 2017 be waived.  I called First Commonwealth in December 2016 and asked when my car payments would be completed.  I was told in December 2016 by a First Commonwealth employee that my car payments would be completed by March 2017.  I made the final payment, as the First Commonwealth employee told me, in March 2017.  In June 2017 a repossession truck blocked me in and asked if my name was John.  I said no it was James.  He tapped the roof of my car and said this is ours.  With onlookers looking on, our neighbors, he went on about a bankruptcy I had filed in January of 2016 and said the car was ours.  I was told by a First Commonwealth employee in December 2016 that all payments would be completed by March 2017.  I never received a notice of repossession in the mail, a phone call, or any notice regarding late payments or repossession.  The only knowledge I had was that my car was completely paid off and that knowledge came from the First Commonwealth Employee I spoke with in December of 2016.  I had not missed a payment prior to April 2017 nor have I missed a payment since June 2017.  The manner in which I was treated in June 2017 by the repossession person was with great disrespect, embarrassment, and insult.  Even after I went to the bank to make a cash payment, he continued loudly talking to my wife about bankruptcy in front of my neighbors.  I respectfully ask that you waive the repossession fees based on the information I provided above.   Thank you for your time.   Sincerely,   James Baker 

This report was posted on Ripoff Report on 02/24/2018 02:08 PM and is a permanent record located here: https://www.ripoffreport.com/reports/first-commonwealth-bank/indiana-pennsylvania-15701/first-commonwealth-bank-would-not-waive-repossession-fee-that-was-the-result-of-employee-1431025. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

After three months you must have known something wasn't quite right

AUTHOR: coast - (United States)

POSTED: Sunday, February 25, 2018

The terms of the loan are detailed on your copy of the loan agreement. By June 2017 you should have investigated the reason as to why you had not yet received the title and confirmation that the lien had been released, and verification that the loan was satisfied.

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