First Equity Bank, capital One, bank Of America Credit Cardfirst Equity Bank, capital One, bank Of America Credit Card,household Bank raised interest rates to ridiculous amounts and will not lower them. Nationwide Internet

It is unbelievable to me with all of America going broke the credit card companies are raising interest rates to astronomical amounts.
I have taken the time to contact each credit card company that I hold a card with and speak to them about lowering their rates to a reasonable rate.
All of them have said no.

In the last 6 months and beyond, I have been on time with all my payments.
I always pay a little more than the amount due and what do I get, an increase in interest.

It seems bizarre to me that I will have to default on my credit cards in order to have them lower the rate.

This makes no sense at all. I am making my payments and should be rewarded and not scolded for making my payments.
All I want is a reasonable rate so that I can pay them down and buy groceries too.
It's one or the other these days.
Groceries or the bills.

If I do not get some relief , I think it will work in my favor to default. Then maybe Capital one and all the rest will help me.

Sandisandman
long beach, California
U.S.A.