First Finacial Bank, Columub Ohio Tried to get me at a weak moment Columbus Ohio

 Just received a phone call from Michael Smith, First Financial Bank of Columbus, Ohio for a loan up to $10,000 and then changed it to $2500. Stated it could be 1 year at $415 per month or $110 per month. That is what caught my eye but I let him go on. Stated I would need to do an insurance policy for $200 and it would be used in case I died, lost my job, filed bankruptcy etc. My money would be in my account 15 minutes after he gets the $200. I did ask about the loan documents and that would be sent to my e-mail. Then it was confusing if my payment would be by Money Gram or stright out of my account or it was the way to receive my money. He asked if I wanted to pay today or tomorrow. Number is 567-262-0011 and I am to call him back to advise him if I would pay today or tomorrow. He called on my cell phone.

then I decided to google this and found the information that this is a scam and found this. I am glad I followed my gut feeling about this even though we could use the money as moving into anther house.