First Guaranty Bank & Trust employee ordered there title agent to remove Coyotes from it's closing documents and put in Shafer Development in writing! Coyotes Oysterbar and Grill was the borrower! The borrower never got the loan Jacksonville Florida

An ex-employee at FIRST GUARANTY BANK AND TRUST OF JACKSONVILLE, Did they commit? Identity fraud? Commercial identity fraud? Extortion? Bribery? HUD hidden money, Grand Theft? These are listed as crimes under the law. Any one of us suspected of committing them would at least be arrested, and then by a jury of there piers possibly convicted.

Has anyone noticed how difficult it is to provide enough proof to the police or anyone to get a financial employee even arrested, much less convicted? But if a financial employee calls the police and just points at someone not working at the bank...what happens? RIGHT!
I AM CONCERNED AND YOU SHOULD BE TOO!

So then,....Are the bank and financial employees above the law right now? Can a bank owner or president somehow protect an employee from criminal arrest or charges? How? Why would one want too? I believe employees of banks are no different then it's customers or anyone else. Customers who steal and defraud and transfer assets that don't belong them go to jail, then get a trial to prove there innocence. Banker's seem to be allowed an unlimited time to prove there innocence before and arrest can get of the ground! Customers get foreclosed, get sued, get penalized, GET RIPPED OFF FOR REAL MONEY AND PROPERTY EVERY DAY.

If the financial employee does it, instead of being more scrutinized they get some magical protection! No wonder so many sound practically paranoid about such things like favor-bribery running rampant. I'll say it. Is it???
There must be some reason why things like my story go without someone professional being arrested. Someone who is educated in the ways of performing such a crime correctly as to not be noticeable at first.

Actually many government website recommend suing any entity ind or business that commits crimes against you. They say that the criminal system may not award you enough to cover the pain and suffering of having been victimized over and over through the road of recovering anything salvageable. Like in my case. Unless all my employees file a class action lawsuit against this bank's and it's employee and her 'client' they will not recover there losses when there jobs were lost due to my company's assets being 'transferred'....stolen and I was removed from my own restaurant property. Do you know how helpless and embarrassing that feels? The lies that were spread to cover the theft were so hurtful and damaging that many customers, vendors and employees were brought to tears and then anger. Because I am a good restaurant owner. I had much equity in my business and it's assets. That's why my loan was approved.

Why was it ok to process my business loan application and appraise my business and it's assets and then simply have the bank employee simply asked the closing title agent to simply remove my company name and transfer all it's assets.

Are personal and commercial banking customers nobody? Is my business nobody? Is my signature nothing? Would it be important to know that the banker doesn't work for the bank after 20 plus years anymore? Does it help to know she got a great job at another local Jacksonville bank? What is the world coming too? Do you think she got a great job reference while her company fends off investigators and law suits because of her loan and asset 'transfer' from the original borrower? I'm just asking. These are questions I have. While I wait for justice.

Someone in God's name, please tell bank employees or anyone else for that matter why they can't just seize property, or the moment (or the weeks) and take something that does not belong to them and give it to someone else! Not for a promotion. Not for a sale. No for a loan package. Not for estate planning. Not for a friend. Not for a customer. Certainly not a fully operating 4COPSRX, full bar food and alcohol, 225 seat operating business and assets that according to 'the government' requires a license to own and operate, a state and federal tax id, property and liability insurance, ME-a position of fiduciary and legal alcohol license responsibility and authority, lots and lots of money, time, years of restaurant and restaurant business experience to get to that moment there the bank approved my expansion LOAN!

My company worked so hard for so long and was approved by this bank for a 1.1 million dollar loan, our own bank where our own 100's of thousands in business and personal deposits were flowing. Shame on you First Guaranty Bank & Trust of Jacksonville. First for allowing this employee so much power that she felt she was able to do this in the first place and get away with it.

Second for ignoring your own customers pleas for help, me, and refusing and what seem purposefully hiding to contact me in anyway to warn, help me protect my company, my restaurant, it employees, it's owners.

Third for after knowing what happened deciding to continue the status quo of allowing rich and powerful networking lawyers to drag your own financially wounded customers-ME and my great family, through two signed default judgements against you for failing to provide court ordered stuff.(dragging it out past the maximum time allowed by law) Which of course cost my family so much money that as a financial victim sometimes did not have...do you hope we run out of money before someone in our criminal system finally has enough evidence to arrest the criminals involved? The sad thing is I was told by a board member that I begged to help me. The bank's board member said the entire board of directors says a prayer before every meeting(which includes a Capital company that provides expert testimony for bank crimes and lawsuits according to it's website). This brought us comfort at first. Boy was that silly.

If we could get the media and the public opinion on exactly why and how any banker under any law could do this for this long and my property remain in the assets of the bank and the other company without getting arrested or providing me any relief would be great. I would like to know so I can go on with my life. I used to have the life I earned, the life I wanted, the life I was good at. Just like the family banks owner(s) do every day when they get up and go to work at this business that his family grew. I had that also and I want it back. I just want what's mine back. They are rich. They are powerful. But that's why I live in America because I am the son of a Navy man and the brother of a Marine and willing to fight for what is right and good in this country and I believe if anything does happen to me or my family others will look at these people very closely and the dark backrounds of the 'customers' they associate themselves with and do 'business' with even after they have been told something is terribly wrong.

Please feel free to look at my new web site (((ROR REDACTED))) it's just an email right now but I can share my experience with anyone who needs it. I hope to have my restaurant returned to me soon and I will begin remodeling because it has been gutted and painted yellow over natural red cedar. I don't know how I can get that off. But if you forget everything I have said don't forget this. I believe each man each day stands up every single new day and walks the direction of truth or denial of truth. Each day he chooses. I walk in the truth today so I am blessed. And as afraid of these rich and powerful people that I am, I am more afraid to cower at they're evil feet and I will not be silent to support there purposeful blindness. My American family won't live in fear and lies like that and neither will I. We welcome any help and hope to see you when we re-open our restaurant. Coyotes Oysterbar and Grill.

Angryfraudvictim
green cove springs, Florida
U.S.A.


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