Complaint Review: First Option Mortgage - Indianapolis Indiana
- First Option Mortgage 8888 Keystone Crossing, Ste. 900 Indianapolis, Indiana U.S.A.
- Phone: 317-713-9500
- Web:
- Category: Mortgage Companies
First Option Mortgage First Option Mortgage RAISED our fees at closing with NO notification or authorization. Indianapolis Indiana
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
Ripoff Report
willing to make a
commitment to
customer satisfaction
Click here now..
First Option Mortgage RAISED our fees at closing with NO notification or authorization. We were told by Josh Fitzwater to close the loan and he would see what he could do.
In the beginning we were told we would have fees of $2,600. All fees and schedules were listed in all the documentation that we signed. How ever the day we were to close we were asked to resign documents with higher fees totaling over $8,000. This company tried to tell us they were a good company that they were not a broker and that they are a bank. So we felt like we made a good decision. I should have known when we went in to the appointment at 8888 Keystone Crossing, Ste. 900 Indianapolis, IN 46240 that we were about to be taken advantage of. I have closed on several loans in my 20 years of home ownership and I was not about to let them do this to me and my family.
We never ended up closing on this loan at First Option Mortgage. I would suggest if anyone decides to refinance or buy a home to consult with your local bank or credit union. BANKS AND CREDIT UNIONS DO NOT CHANGE FEES AT CLOSING. Further more I found out First Option Mortgage is a Broker according to the Secretary of the State here in Indiana. They wasted our time and money that we paid for an appraisal out of our own pocket. The appraisal First Option Mortgage had done we could not use because our home was over appraised by them by over $10,000 and the bank said they could not use it. If we would not have listened to the loan officer from First Option Mortgage and just went with our bank it would have been the much better choice.
I am very thankful we did not close on that loan
Costomer
Indianapolis, Indiana
U.S.A.
This report was posted on Ripoff Report on 10/24/2008 09:09 AM and is a permanent record located here: https://www.ripoffreport.com/reports/first-option-mortgage/indianapolis-indiana-46240/first-option-mortgage-first-option-mortgage-raised-our-fees-at-closing-with-no-notificatio-384419. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:




Advertisers above have met our
strict standards for business conduct.