Complaint Review: First USA Capital - Newport Beach California
First USA Capital First USA Capital Scam Newport Beach, California
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trying to find a loan of a certain amount. He felt very confident that he could secure me a loan but was very careful in making sure that I understood that the upfront fee was non refundable whether I was approved or not. I talked to Keith about my concerns of them getting an upfront cost no matter the results. Keith agreed to take the price down to $5000
and send me over their contract. I was very concerned with this arrangement and did some checking online. On the Better Business Bureau web site I noted that Keith Coleman is the only one listed in the company and the start date for their file is only 6 months ago in Dec 2011. After looking over their paperwork I found that they take up to another 2% at closing in fees. With this large fee structure, the fact that the business had such a short track record and a report here on RipOff, I was
too leery to proceed with giving them up front cash. I sent Keith back an email thanking him for his time and letting him know that my business could still be theirs but their fee would have to be a more traditional 1% paid at closing. In response to this Keith wrote that I "insulted" him and was "dishonest." We also said that I, "wasted his valuable time and resources." Finally he went on the say that he would notify the underwriter and not allow my project to be presented to any third party for a period of two years. There were several other diatribes in the email which seem unusually angry for a person that I had only spend about 30 minutes on the phone. This seemed especially out of place considering that was trying to polity offer a scenario that would be agreeable to him and my business. At best I would consider this response unprofessional and rude but it seems to me also quite vindictive. Maybe I caught him on a bad day but if this is indicative of how he treats his clients I am very happy that I avoided signing any agreements and working with First USA Capital and Keith Coleman.
This report was posted on Ripoff Report on 06/08/2012 02:09 PM and is a permanent record located here: https://www.ripoffreport.com/reports/first-usa-capital/newport-beach-california-92660/first-usa-capital-first-usa-capital-scam-newport-beach-california-894842. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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