Complaint Review: FMA Servicing LLC - FMAFINANCIAL.com - BlueBay Advisors Owners: Sal Esposito, Joe Esposito - Orlando Florida
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- Author Confirmed
- FMA Servicing LLC - FMAFINANCIAL.com - BlueBay Advisors Owners: Sal Esposito, Joe Esposito 37 N. Orange Ave., Suite 1010 Orlando, Florida U.S.A.
- Phone: 407-472-3340
- Web:
- Category: Telemarketing Companies
FMA Servicing LLC - FMAFINANCIAL.com - BlueBay Advisors LOAN MOD SCAM!!! SCAM Run By Owners: Sal Esposito, Joe Esposito, Edward Billings !!! WARNING !!! FMAFINANCIAL.COM is a SCAM. Thieves stole my last $2,500 to do a loan modification and NEVER even contacted my lender. They refuse to give me a refund and won't take my calls. Orlando Florida
*Consumer Comment: Florida Attorney General Nails fmafinancial.com aka FMA Servicing - Loan Mod Scam!
*UPDATE Employee: * FALSE INFO - Investigation reveals IP Address of competitor, SLANDER lawsuit filed!*
*UPDATE Employee: * FALSE INFO - Investigation reveals IP Address of competitor, SLANDER lawsuit filed!*
*UPDATE Employee: * FALSE INFO - Investigation reveals IP Address of competitor, SLANDER lawsuit filed!*
*UPDATE Employee: * FALSE INFO - Investigation reveals IP Address of competitor, SLANDER lawsuit filed!*
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!!! WARNING WARNING WARNING !!! FMAFINANCIAL.COM is a SCAM. THIEVES STOLE MY LAST $2,500. They portray themselves as a reputable company doing loan modifications but they are nothing more than THIEVES. I am a divorced single mother with 3 young children. My husband left me with all the kids and all the bills.
It has been a very difficult struggle to make ends meet and I started to fall behind on my mortgage. I saw an ad on Craigslist for loan modifications and called FMA Servicing LLC. I talked to a very nice salesperson named Sabrina and explained my situation. She said they could absolutely help me and that she could do it all for $2,500.
I didn't have any money in my account but I did have room on my credit card. She charged my card for $2,500 to do a loan modification and I received a package in the mail with a bunch of documents to sign. I sent these documents back and that is the last I ever heard of them. I paid them back in November and here it is over 3 months later and I have NOTHING. They NEVER did anything. I called my mortgage lender and found out they NEVER EVEN CALLED MY LENDER ONCE!!!!
I disputed the charge but my credit card company reversed it saying FMA Servicing showed a "SIGNED CONTRACT" for services. ???????? I pleaded with my credit card company that YES I signed the contract but that FMA Servicing NEVER did anything for me. They weren't going to help me but I broke down in tears with the VISA rep so they opened another dispute.
I am PRAYING I win it because this is all the money I have left. I can't believe FMA Servicing is actually FIGHTING me on the dispute. These are very bad people. I can't believe they would take advantage of someone like me. I have no money and can barely feed my kids and these demons are stealing what little I have left.
This group needs to be STOPPED. I contacted the Florida Attorney General's office as well as the local police. I don't know what else to do. I can't even sleep at night because I worry so much.
Nancy
orlando, Florida
U.S.A.
This report was posted on Ripoff Report on 01/31/2009 03:56 PM and is a permanent record located here: https://www.ripoffreport.com/reports/fma-servicing-llc-fmafinancialcom-bluebay-advisors-owners-sal-esposito-joe-esposito/orlando-florida-32801/fma-servicing-llc-fmafinancialcom-bluebay-advisors-loan-mod-scam-scam-run-by-owne-418625. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#5 Consumer Comment
Florida Attorney General Nails fmafinancial.com aka FMA Servicing - Loan Mod Scam!
AUTHOR: Closer - (U.S.A.)
SUBMITTED: Saturday, February 14, 2009
www.orlandosentinel.com/news/local/breakingnews/orl-bk-fraud-suit-021309,0,6688318.story
OrlandoSentinel.com
Florida Attorney General: Downtown Orlando company deceived distressed homeowners
Willoughby Mariano
Sentinel Staff Writer
2:22 PM EST, February 13, 2009
The state Attorney General's Office is filing suit against a downtown Orlando company saying they broke a law meant to save struggling homeowners from fraud, according to court a document released today.
Financial Management Advisors, a loan-modification company, charges up-front fees of up to $2,500 to troubled home owners looking for help escaping foreclosure, according to a court complaint released today. The problem is that state law bars companies from charging these fees, and the FMA isn't providing the services they promise, it states.
Luis Gonzalez, a lawyer for FMA, says the company helps people, and has never committed fraud. The under which they attorney general is suing them is new and ill-conceived, he added.
"They're barking up the wrong tree when it comes to FMA," Gonzalez said.
The company also claims to be connected with major mortgage lenders, including Fannie Mae, Countrywide Financial and Lending Tree, but do not have documentation to support their claim, according to the complaint. An advertised staff of "attorneys, accountants and expert negotiators" does not exist.
Gonzalez said that the company is new and was previously using general contractors. It now has a staff attorney.
The suit asks for a permanent injunction, restitution, civil penalties and litigation costs.
FMA is also known as FMA Servicing, Inc.
Company executives Edward Billings, Joseph Esposito and Salvatore Esposito, were also named in the suit.
FMA is based at 37 N. Orange Ave. suite 1010.
Copyright 2009, Orlando Sentinel
#4 UPDATE Employee
* FALSE INFO - Investigation reveals IP Address of competitor, SLANDER lawsuit filed!*
AUTHOR: Harold - (U.S.A.)
SUBMITTED: Tuesday, February 10, 2009
This is a total fabrication. After a brief investigation it was easily determined that this post was nothing but slander. Had this post been real, the customer would provide a copy of contract, credit card receipt, contact info, etc.... However, since it is completely false, DO NOT BELIEVE THESE REPORTS. Instead, do thorough research and due diligence on complaints just as you would companies!
#3 UPDATE Employee
* FALSE INFO - Investigation reveals IP Address of competitor, SLANDER lawsuit filed!*
AUTHOR: Harold - (U.S.A.)
SUBMITTED: Tuesday, February 10, 2009
This is a total fabrication. After a brief investigation it was easily determined that this post was nothing but slander. Had this post been real, the customer would provide a copy of contract, credit card receipt, contact info, etc.... However, since it is completely false, DO NOT BELIEVE THESE REPORTS. Instead, do thorough research and due diligence on complaints just as you would companies!
#2 UPDATE Employee
* FALSE INFO - Investigation reveals IP Address of competitor, SLANDER lawsuit filed!*
AUTHOR: Harold - (U.S.A.)
SUBMITTED: Tuesday, February 10, 2009
This is a total fabrication. After a brief investigation it was easily determined that this post was nothing but slander. Had this post been real, the customer would provide a copy of contract, credit card receipt, contact info, etc.... However, since it is completely false, DO NOT BELIEVE THESE REPORTS. Instead, do thorough research and due diligence on complaints just as you would companies!
#1 UPDATE Employee
* FALSE INFO - Investigation reveals IP Address of competitor, SLANDER lawsuit filed!*
AUTHOR: Harold - (U.S.A.)
SUBMITTED: Tuesday, February 10, 2009
This is a total fabrication. After a brief investigation it was easily determined that this post was nothing but slander. Had this post been real, the customer would provide a copy of contract, credit card receipt, contact info, etc.... However, since it is completely false, DO NOT BELIEVE THESE REPORTS. Instead, do thorough research and due diligence on complaints just as you would companies!
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