Complaint Review: Franklin Services LLC - Boca Raton Florida
- Franklin Services LLC 102 NE 2nd st #183 Boca Raton, Florida USA
- Phone: (888) 908-0022
- Web: http://franklintoday.com/contact-us...
- Category: Bait-and-Switch
Franklin Services LLC Ripping Off Disabled ppl Boca Raton Florida
*Author of original report: Franklin Service LLC Exposed, Job Well Done!
*REBUTTAL Owner of company: Consumer Affairs Division Responded
*REBUTTAL Owner of company: No RipOff Here!
*REBUTTAL Owner of company: No RipOff Here!
*Author of original report: Dates Provide Proof Franklin Services Fallaciousness Inaccuracies Telling The Truth
*Author of original report: Franklin Service LLC Unprofessional, Slanderous, Insulting ,Continuing to Call Me A Female & I Am A Male, Response
*Author of original report: BBB Contact & Review of Complaint Against Franklin Services LLC
*Author of original report: Franklin Services Made Public & Renege On Agreement, Reputable Liars
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Attention Franklin Services:
This report was posted on Ripoff Report on 03/26/2015 01:05 PM and is a permanent record located here: https://www.ripoffreport.com/reports/franklin-services-llc/boca-raton-florida-33432/franklin-services-llc-ripping-off-disabled-ppl-boca-raton-florida-1218389. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#8 Author of original report
Franklin Service LLC Exposed, Job Well Done!
AUTHOR: - ()
SUBMITTED: Tuesday, June 02, 2015
The War against Franklin Services LLC (FS) was won before the Battle was fought! It is not about the money it is about exposing the Fraud and Misrepresentation of this company that they commit against all consumers, myself included. I am fighting the good battle by exposing these corporate thieves taking money from people with an inexcusable outcome placing the consumer in a worst situation than they started.
Franklin Service Program is not foolproof. This is why there were 19 complaints against (FS) and why they refund money to dissatisfied customers.When I wrote the email to FS requesting the refund on March 26, 2015; I sent several contact emails of(FS) to (FS) with Ripoff Reports included in their email. I could have reported to Ripoff Reports after I receive the money from (FS).
Franklin Services made the comment that I made a barrage attack on them by contacting government entities. My initial contact was with two entities;the Attorney General, Pam Bondi of Florida and the Attorney General Herbert H. Slatery III of Tennessee. The Attorney General Pam Bondi forward my emails to the government entities listed below:
Dear Mr. Delaney,
The Florida Attorney General's Office received your email regarding your concerns about Franklin Services LLC. Attorney General Pam Bondi asked that I respond.
We appreciate that you consider our office as a source of assistance. The Attorney General's Office is concerned with all potentially unfair and deceptive trade practices. We use complaints to identify questionable business activities that may indicate the need for formal investigation or action by our office. We are forwarding your information to the Attorney General's Consumer Protection Division for review.
Additionally, we are forwarding your complaint to the state's mediation program operated by the Florida Department of Agriculture and Consumer Services (DACS), Division of Consumer Services. You may follow up with the mediation program at:
Florida Department of Agriculture and Consumer Services
Division of Consumer Services
2005 Apalachee Parkway
Tallahassee, Florida 32399
Telephone: (850) 410-3800
Toll-free within FL: (800) 435-7352
Website:http://www.800helpfla.com/
We also encourage you to reach out to the following consumer organizations:
Federal Trade Commission
Toll-free: (877) 382-4357
Website:http://www.ftc.gov
Better Business Bureau of Southeast Florida (Miami, Ft. Lauderdale, West Palm Beach areas)
Phone: (561) 842-1918
Email:info@wpbbb.com
Website:http://www.seflorida.bbb.org/
Palm Beach County Consumer Protection Office
Phone: (561) 712-6600
Website:http://www.pbcgov.com/publicsafety/consumeraffairs/
Thank you for contacting Attorney General Bondi's Office. We hope this proves helpful.
Sincerely,
James Branum
Office of Citizen Services
Florida Attorney General's Office
PL-01, The Capitol
Tallahassee, Florida 32399-1050
Telephone: (850) 414-3990
Toll-free within Florida: (866) 966-7226
Website:www.myfloridalegal.com
PLEASE DO NOT REPLY TO THIS E-MAIL. THIS ADDRESS IS FOR PROCESSING ONLY.
To contact this office please visit the Attorney General's website atwww.myfloridalegal.comand complete the on-line contact form. For news on Attorney General Bondi's efforts to fight fraud, please click the following link and subscribe to the Attorney General's electronic newsletters:
http://myfloridalegal.com/NewsBrie.nsf/Subscriber
____________________________________________________________
INTERNET MESSAGE RECEIVED BY THE ATTORNEY GENERAL'S OFFICE ON 03/31/2015
ReginaldDeLaney
302 West Holston Avenue
Johnson City, TN 37604
Phone: (423) 631-0274
Email:reginalddelaney@aol.com
RE: Franklin Services LLC
102 NE 2nd St. #183 Boca Raton
Boca Raton, FL 33432
Phone: (888) 908-0022
Website:http://franklintoday.com/contact-us/
Amount Paid: 1,148.93
Payment Method: Personal Check or Bank Debit
Subject: Fraudulent Business Advertisement
100Per CentDisabled Veteran and 18 Surgeries and Franklin Services are aware
of my limited income situation.
Furthermore, these government entities are not Attorneys and cannot enforce or force a company by law to do anything against their will. These government agencies did not reject any complaint I proposed to them. That is not how they operate and it is not in their lingo to usewords such as "reject"because I spoke with and to them at length. I was told that they receive a complaint from the consumer and then forward it to the Business for a response and if the proposal or complaint is not accepted by those two parties, they close the case. Who in there right mind will continue to argue back and forthwith Franklin Services LLC knowing that the consumer is not going to recant his story (the Truth)and Franklins Services is going to continue to fabricate their story (a Deceitful Intent): this is counterproductive. The Payday Loan Validation that Franklins Services attempt to do is Counterproductive.The War is Won by Exposing these Corporate Thieves and having them explain themselves is an uphill battle for Franklin Services LLC.
Regarding my credit reports; my credit was not horrible... it was average with scores in the median range consisting of 690, 650 and 645 respectively, before I hired Franklin Services LLC April 2014.
The initial Fraud and Misrepresentation of Franklin Services LLC
-----Original Message-----
From: bg<bg@franklintoday.com>
To:reginalddelaney<reginalddelaney@aol.com>
Sent: Sat, Mar 29, 2014 1:22 pm
Subject: Info From Franklin Services
Hello Reginald,
My name is Brody an Account Supervisor for Franklin Services. I assist soon to be Clients to enroll in our services that will change their financial well being.
Franklin Services is a Validation company that deals with Payday Lenders. We help our Clients by Validating their current Payday Loans to make sure they are valid and that the Lenders are licensed in their state and following state laws. What Consumers like yourself do not know is that the majority of Payday Lenders are illegal. Franklin Services has been assisting Consumers get from underneath these illegal loans for over 3 years with zero complaints. All Clients have unlimited legal representation during the entire process something the competitors cannot match.
The goal of Franklin Services is help people break the vicious Payday Loan Cycle.
News Articles Regarding Payday Loans Federal Legislation Front Page NY Times Consumer Reports Scams | |
Regards,
Brody Greenberg
888-908-0022 116
bg@franklintoday.com
Visit Our Website

#7 REBUTTAL Owner of company
Consumer Affairs Division Responded
AUTHOR: Franklin Services, LLC. - (USA)
SUBMITTED: Thursday, May 21, 2015
The Consumer Affairs Division that Mr. Delaney also complained to in his continuing assault on our company has reached their decision and it's in our favor. The case has been officially closed. We can upload their letter but do not see a button here to upload the cover letter.
Thank you for your time.

#6 REBUTTAL Owner of company
No RipOff Here!
AUTHOR: Franklin Services, LLC. - (USA)
SUBMITTED: Monday, May 18, 2015
In response to the complaint by the consumer, you should be advised that a majority of the facts have not been disclosed to you by the consumer. We have a one hundred percent satisfaction policy with our clients and when this client advised us that he was unhappy, we immediately agreed to issue him a refund. He provided us credit card information and when our electronic system attempted to issue a refund to the cards he provided to us, we found out that the refunds did not go through due to the apparent fact that his credit cards appear to have been cancelled. We actually feel fortunate that this happened because after we agreed to the refund and resolved this matter, the client then went and made slanderous comments about us on the rip off report, the better business bureau and has undertaken a campaign of slander against us.
As a result, we have been forced to undertake the engagement of legal counsel and expend large amounts of monies to try to repair the damage this client has created. Hence, after we resolved this matter, the client assumed that she had received the refund and then violated our settlement by making slanderous comments. We believe that we now have legal claims against this client and are evaluating all of our legal options. Although we have never ceased a refund on a client before, we believe that this situation merits special action on our part due to the extremely aggressive and false accusations the client has made.
Quite frankly, the fact that the client has now complained to you and continues to barrage us on the internet, continues to call and use profanity and continues to threaten us leads us to believe that we may need to go to court to have a restraining order issued against this person.
We stand behind all of our work, have never stopped a refund before and also note that the client has never seen her entire file and yet claims we did no work. Rather it appears that the client has received our services, has requested a refund because of our policy of easily giving refunds and is trying to steal services from us and now is acting unprofessionally against us after we have decided to retain a lawyer and review all of our options. We sincerely hope that you will recognize that this client is not acting in a reasonable manner and should not use the threats of government action and slander as a means to take our services for free. Thank you.

#5 REBUTTAL Owner of company
No RipOff Here!
AUTHOR: Franklin Services, LLC. - (USA)
SUBMITTED: Monday, May 18, 2015
Please accept this as a response to the above referenced complaint. At the outset you should be advised that this client has complained to multiple agencies and continues to make complaints and each and every agency has rejected his claims. Therefore, it is not surprising that the client above has now complained to you as he simply appears to be following the tact of simply complaining to every possible agency until he hopes that someone will accept his position. I am certain that you will reject his claim just as everyone else has done.
We supplied exhibits with the most recent rejections of this client's claims from both the Better Business Bureau and Florida Agencies. As you can see this client keeps recycling the same claim.
To give you background, this client hired this company and not only did this company perform all services, this company actually hired a lawyer and paid all attorneys fees for the client who then lost in court and was ordered to pay monies. Furthermore, the client claims that his credit report was somehow affected by this company even though the client had horrible credit and multiple marks on his credit well prior to hiring this firm and all of our documents clearly stated that we do no credit repair services whatsoever.
We did extensive work and provided everything promised.
We respectfully request that you also reject his claim as done by all others. Thank you.

#4 Author of original report
Dates Provide Proof Franklin Services Fallaciousness Inaccuracies Telling The Truth
AUTHOR: - ()
SUBMITTED: Wednesday, May 13, 2015
The payday lenders reported me to the 3 credit bureaus and Franklin Services provided no lawyer but instructions on how to contest negative items on my credit reports. They made more work for me than I was doing before meeting them. I only had two negative items on my credit report and that was bankruptcy that will fall off in year 2016. After dealing with Franklin Services, I had a total of 6 negative items that reduced my credit scores significantly. This is a Fraudulent Business Advertisement subjugated on a 100 Per Cent Disabled Veteran with 18 surgeries. My medical records was faxed to this company in the beginning and they added them to to my personal records they have on file. Therefore, Franklin Services were aware of my disabilities and limited income for this debt validation for payday lenders. Payday lenders are still contacting me that Franklin services validated. Payday lenders reported me to the three credit bureaus with no recourse or lawyer offered. Franklin Services Stipulated to defend me from the payday lenders reporting negative information. and I have a current judgment entered against me because of Franklin Services LLC service rendered. The remaining four payday lenders are still contacting me more than a year after Franklin Services stated they will not contact you after the first four weeks of rendered services by their company.
From: reginalddelaney <reginalddelaney@aol.com>
To: ReginaldDeLaney <ReginaldDeLaney@aol.com>
Sent: Thu, Apr 23, 2015 6:58 am
Subject: Fwd: BBB Complaint Case# 90300204 (Ref#106-90070456-90300204-10-4100)
Once you have submitted your response, you can download a copy of this complaint including your reponse by clicking the link above. |
On April 21, 2015, the business provided the following information: In response to the complaint by the consumer, you should be advised that a majority of the facts have not been disclosed to you by the consumer. We have a one hundred percent satisfaction policy with our clients and when this client advised us that she was unhappy, we immediately agreed to issue her a refund. She provided us credit card information and when our electronic system attempted to issue a refund to the cards she provided to us, we found out that the refunds did not go through due to the apparent fact that her credit cards appear to have been cancelled. We actually feel fortunate that this happened because after we agreed to the refund and resolved this matter, the client then went and made slanderous comments about us on the rip off report, the state of Florida and has undertaken a campaign of slander against us. As a result, we have been forced to undertake the engagement of legal counsel and expend large amounts of monies to try to repair the damage this client has created. Hence, after we resolved this matter, the client assumed that she had received the refund and then violated our settlement by making slanderous comments. We believe that we now have legal claims against this client and are evaluating all of our legal options. Although we have never ceased a refund on a client before, we believe that this situation merits special action on our part due to the extremely aggressive and false accusations the client has made. Quite frankly, the fact that the client has now complained to you and continues to barrage us on the internet, continues to call and use profanity and continues to threaten us leads us to believe that we may need to go to court to have a restraining order issued against this person. We stand behind all of our work, have never stopped a refund before and also note that the client has never seen her entire file and yet claims we did no work. Rather it appears that the client has received our services, has requested a refund because of our policy of easily giving refunds and is trying to steal services from us and now is acting unprofessionally against us after we have decided to retain a lawyer and review all of our options. We sincerely hope that you will recognize that this client is not acting in a reasonable manner and should not use the threats of government action and slander as a means to take our services for free. Thank you |

#3 Author of original report
Franklin Service LLC Unprofessional, Slanderous, Insulting ,Continuing to Call Me A Female & I Am A Male, Response
AUTHOR: - ()
SUBMITTED: Thursday, April 23, 2015
Once you have submitted your response, you can download a copy of this complaint including your response by clicking the link above. |
On April 21, 2015, the business provided the following information: In response to the complaint by the consumer, you should be advised that a majority of the facts have not been disclosed to you by the consumer. We have a one hundred percent satisfaction policy with our clients and when this client advised us that she was unhappy, we immediately agreed to issue her a refund. She provided us credit card information and when our electronic system attempted to issue a refund to the cards she provided to us, we found out that the refunds did not go through due to the apparent fact that her credit cards appear to have been cancelled. We actually feel fortunate that this happened because after we agreed to the refund and resolved this matter, the client then went and made slanderous comments about us on the rip off report, the state of Florida and has undertaken a campaign of slander against us. As a result, we have been forced to undertake the engagement of legal counsel and expend large amounts of monies to try to repair the damage this client has created. Hence, after we resolved this matter, the client assumed that she had received the refund and then violated our settlement by making slanderous comments. We believe that we now have legal claims against this client and are evaluating all of our legal options. Although we have never ceased a refund on a client before, we believe that this situation merits special action on our part due to the extremely aggressive and false accusations the client has made. Quite frankly, the fact that the client has now complained to you and continues to barrage us on the internet, continues to call and use profanity and continues to threaten us leads us to believe that we may need to go to court to have a restraining order issued against this person. We stand behind all of our work, have never stopped a refund before and also note that the client has never seen her entire file and yet claims we did no work. Rather it appears that the client has received our services, has requested a refund because of our policy of easily giving refunds and is trying to steal services from us and now is acting unprofessionally against us after we have decided to retain a lawyer and review all of our options. We sincerely hope that you will recognize that this client is not acting in a reasonable manner and should not use the threats of government action and slander as a means to take our services for free. Thank you. |

#2 Author of original report
BBB Contact & Review of Complaint Against Franklin Services LLC
AUTHOR: - ()
SUBMITTED: Wednesday, April 15, 2015
Franklin Services LLC Business Response to Consumer Complaint Filed With the Better Business Bureau
4/14/2015 The response we gave to the client was posted by the client and that is our position with regards to this matter. Please look at the client's posting of our email in regards to this matter.
Consumer Response With Better Business Bureau Complaint Filed Against Franklin Service LLC
4/15/2015
(The consumer indicated he/she DID NOT accept the response from the business.)
Franklin Services is not Accredited with the Better Business Bureau (BBB) and there are 19 plus complaints filed against this company on there (BBB) Website: http://www.bbb.org/south-east-florida/business-reviews/financial-planning-consultants/franklin-services-in-boca-raton-fl-90070456.
I have never negotiated with Franklin Services LLC! The company just dictated to me what I was going to receive and reneged once they found out I made their deceptive practices public. If you read the above detailed information carefully, you will see that Franklin Services LLC are reputable liars and good at these ("gift of gab and very argumentative, threatening and use intimidation on their own clients") deceptive practices via emails. They never use the United States Postal Services; just the telephone, fax and emails. Why are they so secretive?
They promise legal recourse throughout the whole entire process and I have documentation to prove it from a Supervisor. There advertising was false and misleading about some aspect of the product, in which was an important factor in my decision to go forth and purchase their product.
Franklin Services LLC stipulated: "Franklin Services is a Validation company that deals with Payday Lenders. We help our Client by Validating their current Payday Loans to make sure they are valid and that the Lenders are licensed in their state and following state laws. What Consumers like your self do not know is that the majority of Payday Lenders are illegal. Franklin Services has been assisting Consumers get from underneath illegal loans for over 3 years with zero complaints. All Clients have unlimited legal representation during the entire process something the competitors cannot match."
They claimed no complaints in over 3 years and on the BBB Website they had a complaint 09/02/2013; 11/18/2013; 12/09/2013... and my first contact was 03/29/2014. This is definitely within that 3 year period they confess "...3 years with zero complaints..." They baited and switched by luring me with and email from the Account Supervisor with an unbeatable deal that is no longer available through the entire process but at the end of the process, very misleading. The payday lenders reported me to the 3 credit bureaus and Franklin Services provided no lawyer but instructions on how to contest negative items on my credit reports. They made more work for me than I was doing before meeting them. I only had two negative items on my credit report and that was bankruptcy that will fall off in year 2016. After dealing with Franklin Services, I had a total of 6 negative items that reduced my credit scores significantly.
This is a Fraudulent Business Advertisement subjugated on a 100 Per Cent Disabled Veteran with 18 surgeries. My medical records was faxed to this company in the beginning and they added them to to my personal records they have on file. Therefore, Franklin Services were aware of my disabilities and limited income for this debt validation for payday lenders. Payday lenders are still contacting me that Franklin services validated. Payday lenders reported me to the three credit bureaus with no recourse or lawyer offered. Franklin Services Stipulated to defend me from the payday lenders reporting negative information. and I have a current judgment entered against me because of Franklin Services LLC service rendered. The remaining four payday lenders are still contacting me more than a year after Franklin Services stated they will not contact you after the first four weeks of rendered services by their company.

#1 Author of original report
Franklin Services Made Public & Renege On Agreement, Reputable Liars
AUTHOR: - ()
SUBMITTED: Thursday, April 09, 2015


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