Frederick J Hanna Associates Attorneys At Law Intimidated me into a settlement agreement Roswell Georgia

The Georgia Supreme Court says Hanna is a "law firm," so you have to submit a bar complaint vs. them (and not a consumer complaint with the state OCA or federal FCC -- but fine if you do that too anyway).  You may submit a bar complaint vs. Fred Hanna (the owner of the "firm") and any atty. that may have contacted you that also violated bar rules for atty.s:

(Call and ask for a bar complaint, and if they have them online):

State Bar of Georgia
www.gabar.org
104 Marietta St. NW, Suite 100
Atlanta, Georgia 30303
(404) 527-8700
(800) 334-6865
FAX: (404) 527-8717

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See below for info. on where to look for sample do-not-call letters vs. Hanna, and how to fight Hanna lawsuits and WIN (feel free to post on here too for more info.):

Info. for fighting Hanna lawsuits:

http://www.beatdebtcollectors.com/

Hanna consumer complaints and blogs:

http://nextlevelunlimited.net/blog/fredrick-j-hanna-collection-debt-or-hanna-barbera-crook-or-cartoon/

http://www.ripoffreport.com/Search/Frederick-J_-Hanna.aspx

Submit a Georgia bar complaint vs. Fred Hanna and other Hanna attorneys:

http://gabar.org/contact_the_bar/

I had been served paper by this people recently and I am trying to get the name of the consumer Attorney who can really face this fraud people. what would be best resource for finding one. Looking all the reports I am so shocked that how come all these people can be in business for this long. Where are the lawmakers in Georgia? I had a better expectation from Sunny Purdue. Dont they have kind of accountablity? How they forget all their responsibility after we vote to win their election. Dont they have any shame? I am so hurt to find out how they are ruining so many peoples life. Are we all cowards!!

First of all. Never acknowledge or admit to any Hanna account whether you know you owe it or not. The burden of proof is on them, not Joe Debtor. Secondly, STAY OFF THE PHONE! Acknowledging the debt verbally or in writing makes you a sitting duck when they sue you.

When you get their first dunning letter you have 30 days to dispute it under the FDCPA. ALWAYS demand validation. Make it short and sweet and do not threaten or draw unnecessary attention. I'm not an attorney and this isn't legal advice. Just someone who has successfully defeated two law firms suing me pro se in court and have won numerous "out of court settlements" entraping 3rd party agencies into FDCPA violations. For the posters stirring the pot telling me I'm "Practicing Law without a license." This is free advice, I do not profit nor do I have a DBA specializing in Consumer Help.Readers can use it at their own risk. So stick to helping Birdie, if not, beat it! If you can afford an attorney, I recommend you hire one to help if Hanna sues you.

Send validation letter to Hanna's physical address certified mail return receipt requested before 30 day validation period ends.Type it below verbatim and send.DO NOT SIGN YOUR NAME!

_____________________________________________

From Joe Consumer
To Frederick Hanna and Associates
3/x/09
file # _____

I am disputing the validity of your claim concerning the alleged ABC Credit account for x amount of dollars. I trust that this request for validation will be honored in full compliance with the FDCPA (section 809).

_______________________________________________

If and when Hanna successfully validates is the only way they can proceed with collecting. Otherwise, it's an FDCPA violation. Most FDCPA violations involve sections 805 to 811 so view the FDCPA site through the FTC for a thorough overview.

If Hanna issues you a summons. Deny everything in your answers.The burden of proof is on them, not you. This is general denial.

File a sworn denial letter along with your general denial answers to summons. Type it and have it notorized with the courthouse clerk before mailing a copy CMRRR to Hanna.This eliminates Hanna's sworn affidavit and forces them to produce a live witness on behalf of the creditor. This costs Hanna time and money and if it's an old debt that has changed hands, they may have trouble producing a live witness,if at all. The Sworn Denial is a graduated denial that states:

"I deny this is my debt and if it is my debt, I deny that it is still a valid debt and if it is a valid debt, I deny the amount of the creditor claim to be the correct amount."

Now you also need to motion for discovery before the answer to summons expires (usually 20-30 days from day you are served).

Production of Documents and Requests for Admissions. This forces the live witness to get authentic paperwork from the creditor. You need to demand things such as: original authentic contract, Itemized statements from inception to present. Bill of sales from debt buyer to debt buyer (assuming account has been sold and not with original creditor). Make sure they admit how much they purchased the alleged debt for (usually 2-30 cents on the dollar). Mention that this alleged debt for $10000 was purchased by Junk Debt Buyer XYZ (represented by Hanna attorney) for a hypothetical 5 cents on the dollar ($500), yet they are claiming that the alleged debt owed is $10000. Make sure you demand creditor witnesses for all creditors (original creditor and all debt buyers). Make sure they give detailed job descriptions, length of time on the job, prove they had direct knowledge of your account when they owned it, etc.These discovery motions need to follow your jurisdictions rules of civil procedure and be properly formatted. The clerk may give you the proper forms if you ask politely. Can't hurt to ask. Destroying the chain of custody of junk debt buyers represented by Hanna is possible. Nothing is 100% guaranteed but so far I'm two for two going pro se vs Law Firms like Hanna suing me on "alleged" accounts. Everything in writing is "ALLEGED" consumers.Good luck!

Close the account and reopen it with new #s if they call and ask for the new account# refuse to give it then hang up on them if they call again do not answer the phone you do not have to talk to them