Frederick J. Hanna & Associates Illegally garnished/froze my bank accounts Marietta, Georgia

Mary,

You are in Georgia.  In that state the proper procedure is to file a "traverse" vs. the garnishment (if they did in fact get a default judgment and a garnishment against you without serving you).  You can hire a local atty. for this, or if you can't afford it you can see the links I am posting below for help with this.  Also if you can't afford an atty. you can sue Hanna for cheap in you small claims court and ask for your money back. 

If you can get service on Hanna (they always try to "dodge" service by Fred Hanna being listed as their only registered agent, but he is always "unavailable" at their Marietta office) they usually just cave and send you a check.  They will not travel to Savanna to fight you.  All cases that far away are done exclusively through the mail trying to get default judgments.  They are a fraud and a paper tiger.  Good luck and feel free to post here if you have any other questions.   

>The Georgia Supreme Court says Hanna is a "law firm," so you have to submit a bar complaint vs. them (and not a consumer complaint with the state OCA or federal FCC -- but fine if you do that too anyway).  You may submit a bar complaint vs. Fred Hanna (the owner of the "firm") and any atty. that may have contacted you that also violated bar rules for atty.s:

(Call and ask for a bar complaint, and if they have them online):

State Bar of Georgia
www.gabar.org
104 Marietta St. NW, Suite 100
Atlanta, Georgia 30303
(404) 527-8700
(800) 334-6865
FAX: (404) 527-8717

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See below for info. on where to look for sample do-not-call letters vs. Hanna, and how to fight Hanna lawsuits and WIN (feel free to post on here too for more info.):

Info. for fighting Hanna lawsuits:

http://www.beatdebtcollectors.com/

Hanna consumer complaints and blogs:

http://nextlevelunlimited.net/blog/fredrick-j-hanna-collection-debt-or-hanna-barbera-crook-or-cartoon/

http://www.ripoffreport.com/Search/Frederick-J_-Hanna.aspx

Submit a Georgia bar complaint vs. Fred Hanna and other Hanna attorneys:

http://gabar.org/contact_the_bar/

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Sample do-not-call/ validation letter vs. Hanna:

Date:  January 30, 2011

Frederick J. Hanna & Associates, P.C.
1427 Roswell Rd.
Marietta, GA  30062

Account number(s):  (See Enclosed)       
                       
RE:  Request for Validation of Debt, 15 U.S.C. § 1692g

Dear Sir or Madam:

This is my formal notice that I am disputing this debt, and requesting immediate validation under Section 809 of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692g, of the debt from your office.  I am requesting that your office immediately send me a copy of the following documents: (a) the name, address, and phone number of an employee of the original creditor that can validate the debt, (b) proof of who is the current legal owner of the debt, and that you represent the original creditor or debt buyer, and (c) the original signed note, contract, credit agreement, or instrument creating the debt.

I am disputing this debt for the following reasons:  this debt has not been validated.  I do not know whether your debt collection company is the legal owner of this debt or not, or if the amounts charged are valid.

This is also my formal notice under 15 U.S.C. § 1692c, to you to cease all further communications with me, my family members, and my associates and all third parties, unless I give you express permission to do so.  You have my express permission to mail me the requested validation documents to the address listed below, but I do not give you permission to contact me over the phone, or in any other way except as specifically addressed in this letter.
                    
This letter is not meant in any way to be an acknowledgment that I owe this money.


Sincerely,


John Doe
P.O. Box 0000
Atlanta, GA  30300

go to www.budhibbs.com and read about these losers! He also has a link to Consumer Attorneys - use it!  Sue them until they are closed for good!

Mary,

I can tell you exactly how to get justice, and get your money back. But you have to do everything I tell you exactly the way I tell you to do it.

First, go to your local bank branch in person and DEMAND copies of whatever paperwork they recieved that ordered your accounts frozen. They MUST give this documentation to you. If they refuse, stand right there and call the police and file a larceny complaint against the bank.

Second, stop all direct deposits going into that account immediately, and open a new account at a DIFFERENT BANK. Do this right away. You can never again use the existing account as it is compromised.

Third, take the paperwork from your bank showing the court case#and go to the clerk of court in your jurisdiction and get every single piece of paper filed in the case. Pay particular attention to the "proof of service" affidavit. This is where you will nail them.

Here's what these bottomfeeders are known for. It is referred to as "sewer service" where they knowingly "serve" you at an old or totally bogus address so they can be sure you will not get it and therefore cannot respond, and they move quickly for a default judgement against you, and then a garnishment order.

This practice is both illegal and unethical. You see, you MUST first be sued, and lose, in order for someone to get a garnishment order in a civil case.

Fourth, file a written Bar Association complaint against any attorney involved in any way in the phony process service and/or the garnishment action.

Fifth, file a written complaint with the actual judge that signed the order, informing him of the fraud, as well as the DA, as it is a FELONY to file a false document with the court. File this with judges and DA's at both ends.

Sixth, file a complaint with your bank for the fraud, and due to the fraud and illegal activity, DEMAND that the bank release your funds. If they refuse, get it in writing, and file a claim for your funds with the FDIC for the THEFT of your money. After all, it is insured against theft.

This action #6 is really a longshot, but it still puts everyone involved at the bank in the "hot seat". Focus on steps 1 thru 5 first.

The more letters you write, the bigger paper trail you leave, and the better foundation you build for a good civil lawsuit against Hanna and his THUGS and CRACKHEADS.

I have done battle with Hanna and beat him badly. I almost got him Dis-barred. You might be able to.

Keep in mind, he engaged in bank and wire fraud which is a FEDERAL OFFENSE. You might want to get the FBI involved too. Cant hurt to send off a complaint.

NOTE: All correspondence MUST be sent via CERTIFIED MAIL, RETURN RECIEPT REQUESTED. Be sure to put the certified# in the body of the letter as this proves exactly what you sent, and keep a copy of each for your records.

STAY OFF THE PHONE!! Phone calls NEVER protect your rights under the law.

PS. I almost forgot. File a dispute of the "debt" itself with Hanna as per your rights under the FDCPA, and DEMAND that he send "validation" of said debt which needs to include a FULL itemization of ALL charges, as well as a signed contract, and proof that he had a legal right to collect said debt. If he purchased it, demand to see the purchase agreement, and proof of payment.
Send this by the means above.

Good luck!!