FredFrederick J Hanna Associates Abusive low lives doing everything possible to harm you Marrietta Georgia

Not necessarily as you stated it.

This particular collection agency will do anything to collect a debt They do not care if they are contacting the correct person or not.

Fact of the matter is, those Collection Agencies that do follow the law - do not get nasty when attempting to collect a valid debt -

Only those who but junk debt for pennies knowing they have no legal means to collect it are the ones who get nasty with people and demand payment without validating debt. They do not validate it because they can't.

The reason why FDCPA was put in place was to protect the innocent consumers from these bottomfeeders in the first place.

Not necessarily as you stated it.

This particular collection agency will do anything to collect a debt They do not care if they are contacting the correct person or not.

Fact of the matter is, those Collection Agencies that do follow the law - do not get nasty when attempting to collect a valid debt -

Only those who but junk debt for pennies knowing they have no legal means to collect it are the ones who get nasty with people and demand payment without validating debt. They do not validate it because they can't.

The reason why FDCPA was put in place was to protect the innocent consumers from these bottomfeeders in the first place.

"might want to get your facts straight before you start talking $hit."

Agreed, and the facts are that the OP owes money and doesn't want to pay it like a good honest American citizen would.

Not a bill collector, just someone who feels the reponsibility to honor my commitments.

STAY OFF THE PHONE - NEVER ATTEMPT TO NEGOTIATE WITH A DEBT COLLECTOR
They lie and and steal whenever they can - and this CA is known as one of the worst FDCPA violators

You want to stop them - YOU HAVE TO DO IT YOURSELF!

if you had searched on any debt collector complaints here on ROR, you would have found these referenced websites to assist you

Fair Debt Collection Practice Act - FEDERAL LAW that this bottomfeeder breaks regularly
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

www.budhibbs.com A consumer advocate website that specializes in collections and HELPING YOU the consumer deal with it. Read Dealing with Collectors 101 - this will instruct you on the correct steps to take to deal with this lawless bottomfeeder. (scroll down to it on the homepage)

Mike

Did it ever occur to you that some consumers, like myself have had serve medical problems and were unable to make payment - wow, just image that. You might want to get your facts straight before you start talking $hit.

PEOPLE WHO LIVE THERE LIVES OVER EXTENDED ALWAYS COMPLAIN WHEN THEY CANT PAY A CC BILL. THERES ALWAYS A REASON WHY BUT THEY NEVER THINK ABOUT HOW MUCH JOY THEY GOT USING THE CREDIT. IT ALLOWED THEM TO PUT FOOD ON THE TABLE OR MAKING SURE THEY HAD A CHRISTMAS FOR THERE KIDS BUT YET HAVE THE GULL TO CALL ACOLLECTION AGENCY A SCUMBAG LOOK I DONT LIKE THEAGENCY EITHER BUT DONT CALL THEM NAMES TILL U LOOK IN THE MIRROR AND ASK URSELF WHY DID I ROB A BANK