Fredom Life Insurance - and-joseph@ushealthwise.com Agent for this (Fredom life )so called Health Insurance Is Joseph Pugliares from US Health wise Fredom life insurance co -is not a insurance Co its a fraud ft worth tx

I became member in nov 2017 , the plan I was told it covers ,,all / with a $500 deductable in case of Emergency ,, also a outpatient /surgen benefits ,, 

this Year May 2018 - June 5 th 2018 , I was diagnosed with Hernia , and had a surgery scheduled , the day of the Surgery I found out from Cleveland Cinic That My Insurance did not cover the Surgery ( 18,000.00 +) But I can Call and upgrede the Plan ( onece in life time , available ) 

After the call to Fredom Life , I was told to upgrade to premium plan for $4,000.00 deductable and 794.00 more per/mo to a total of  1,200.00 per/mo or the other plan was even more rediculos like 50% deductable and less on premium .

 I could not afford the surrgery so I will wait ... till I can 

I was left in shock , I had asked Cleveland Clinic if I had to come up w/ down pym immmediately they told me its up to inssurance / witch the wanted the same day .I had recived the lab work bill from them from 270$ the cover $30 my ballance is $240  

I called and Canceled this Scam of insurance , if there is a Attorney that wants to take this Scam Artist on ,