Complaint Review: Free Credit Reports 360 - Dallas Texas
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- Author Confirmed
- Free Credit Reports 360 8144 Walnut Hill Lane, Suite 510 Dallas, Texas U.S.A.
- Phone: 800-379-5036
- Web:
- Category: Credit Services
Free Credit Reports 360 After answering each question they said "protected my privacy" , their answer back was "unable to verify"! Thus I got no credit report! Dallas Texas
*Consumer Comment: Annual Credit reports are free
*Consumer Comment: RE:
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Dec. 5, 2008: Having been recommended by my bank to apply for my credit report, which I supposedly allowed each year, I went to the website for Free Credit Reports 360. I found that it was not free to sign up, but that I would be refunded the fee for "membership" if (after receiving my credit reports) I cancelled within 7 days. The site was listed as a "secure site" and I listed my credit card number. My email address was asked for several times, and after each time, I had to hit the "Accept" box. Then when I thought I was going to see my credit report, there were more questions to answer, e.g. address, employer, a credit card #, etc. After each question I answered, they returned a written comment of "unable to verify" then locked me out, saying that they could not verify my identity, so "we are unable to display your credit report online at this time", and would have to send me a "Tracking Code". Obviously, all my answers were true and accurate. Since I am a widow, I am greatly concerned!
Joan
Lincoln City, Oregon
U.S.A.
This report was posted on Ripoff Report on 12/05/2008 04:49 PM and is a permanent record located here: https://www.ripoffreport.com/reports/free-credit-reports-360/dallas-texas/free-credit-reports-360-after-answering-each-question-they-said-protected-my-privacy-t-398348. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
Annual Credit reports are free
AUTHOR: Dave - (U.S.A.)
SUBMITTED: Saturday, December 06, 2008
The annual credit reports are free. However if you also want to get your credit score there is a charge for that.
If you want a copy of your credit report you could go to a local lender and ask if you could purchase one through them.
#1 Consumer Comment
RE:
AUTHOR: John - (U.S.A.)
SUBMITTED: Friday, December 05, 2008
You might want to cancel your credit card asap...they WILL try to charge you.
I hope you did not give out your social security # online...if you did, you opened yourself wide open to identity theft. Monitor your credit reports for the next 4 months to be on the safe side.
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FREE CREDIT REPORTS 360, MEMBERS SAVINGS, CREDIT DIAGNOSIS.COM, YOURSAVINGSCLUB-V, CREDITDIAGNOSIS-V, PMIDENTITY.COM-V Free Credit Report is NOT free! I expected thier $1.00 refundable charge... but 3 days later they added two additional $29.95 charges to my credit card that were NOT AUTHORIZED! I called and canceled the services 13 days later. I won't be reimbursed for charges to my account for services I don't use. Beware, don't use this service! Initial Sign-up Shows Des Plaine, IL But Charge Of Credit Card Bill Shows Connecticut Initial sign-up shows Des Plaine, IL but charge of credit card bill shows Connecticut
Free Credit Report is NOT free! I expected thier $1.00 refundable charge... but 3 days later they added two additional $29.95 charges to my credit card that were NOT AUTHORIZED! I called and canceled the services 13 days later. I won't be reimbursed for charges to my account for services I don't use. Beware, don't use this service!
Edward
Vail, Arizona
U.S.A.
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