FT Class World RPS FBO Ready Cash FT Class World Cashed Electronic Check without Permission Silver Springs, Nevada

On February 11, 2011 an electronic check that does not require a signature was debited against my account. The check had the following information on the front:
(Our Name - Redacted)
Altapass Rd Spruce
Pine, NC 28777

Pay to the order of:
FT Class World
2840 Hwy 95
Silver Springs, NV 89429
Customer Service: 866-613-6434

The check has the following information on the back:
Pay to the order of
Bank of America
For Deposit Only
RPS FBO Ready Cash
1459264086

Then stamped in the center of the back:
111310346
Bank of America
02/11/2011

This was for the amount of 29.99 against an account that does not get but less than 8 transactions a month. It was at one time used to pay a weekly expedited mortgage that we had with Taylor Bean Whitaker, now assumed by Cenlar.

Our bank has informed us that we have to take this up with our local police.