Report: #1403870

Complaint Review: Future Income Payments

  • Submitted: Tue, October 03, 2017
  • Updated: Tue, October 03, 2017
  • Reported By: Hyman — Laurel Maryland USA
  • Future Income Payments
    2505 Anthem Drive, #E-578
    Henderson, Nevada

Future Income Payments Company gave me a predatory loan with a payback of $18,900 for a $2100 loan Henderson Nevada

*Author of original report: Predator Lender

*Consumer Comment: May need legal consultant

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   I am a senior citizen with a hearing disability who is being taken advantage of by this company with their predatory tactics. They are charging me $350 a month for 60 months on a $2100 loan. 























This report was posted on Ripoff Report on 10/03/2017 10:01 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

Predator Lender

AUTHOR: - ()

  There is no way this type of loan can be anything but predatory. The terms alone on a $2100 loan can be that extreme or costly unless the intent is to take advantage. It appears to be an attempt to get an outrageous some on the backs of people who can lest afford it. The attempt in itself is a license to take what ever they can get away with.

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#2 Consumer Comment

May need legal consultant

AUTHOR: MacaroonZ - (USA)

As far as I know of, there is, in general, no usury law in Nevada where you live (from your account). As a result, lenders can charge whatever interest rate they want. In your case, you are being charged 200% (for 5 years which is equal to 1000% or 10x times the principal).

The problem is what kind of loan you took out? Did you sign a contract? You may need to take that contract to a lawyer or someone who can take a look pro bono. It looks like they tricked you into loaning money in a different nature of what you were thinking. According to this site -, payday loan term may not exceed 35 days. Even high-interest loan has only up to 90 days term. Yours is 5 years term! That's very odd to me.

I hope you can get help and nail this blood sucker down.

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