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Report: #1146954

Complaint Review: GE Capital Bank - Chicago Illinois

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  • Reported By: onemadmoomy — Indiana
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  • GE Capital Bank Chicago, Illinois USA

GE Capital Bank Daniel Gray David Accounting James National Insurance Liars, scam artist. Chicago Illinois

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DO NOT SEND THEM MONEY DO NOT APPLY FOR ONLINE LOANS!

I fell unto some hard times and needed quick cash. Thougt they were a real compnay actually did some research on them, and didnt mind much. Below was the e-mail i sent back.

Hello,

Yesterday 05/14/2014 i went through the process of getting the loan amount you offered. Im a little concerned because the money ($5100: 5000 and 100 in fees that i had to pay to get the money. ) i was very concerned that this was a scam. the money  was supposed to be in there 45 mins later (call ended at 612 pm est) and David was going to call me back. I never received a call back and the money was never put in the account, and when i called back at 720 pm, i was told that because the banks were closed and that you (Daniel Gray) had left for the day that the money would be in here first thing in the morning. i realize it was later in the day and my bank closed at 6pm. i was fine with that.
It is now 10 am no money or phone call. I'm starting to feel uneasy about the situation. It was a long drawn out process of buying the Greendot money pack and pones calls back and forth. That was my last 100 dollars on the promise i was going to get it back with the loan. I did a little research and found some negative things, but David assured me it was not a scam, and that you are a legit loan company, have millions of people whom you've loaned billions of dollars ect. I used too work in a call center and still do, as well as working for a loan company and know the process. not once have i ever heard of someone paying money to get money at least not upfront. Once again i was reassured that because of the amount i was borrowing, and legal that was GE Capital Banks way of securing it. I have a 20 month old child emergencies happen, and sometimes coming up with the money is not the easiest. but having a bad feeling about something you did (taking out a loan) is worse.  i don't want to have that sinking feeling, but the longer it takes the worse my feeling gets. I'm really trying not to be a worried mother, but i made a choice with David ext 414  reassuring me that this was not a scam and it was legit. i am not very happy. and really needed the money. 'Im calling this morning and get the mess "thank you for calling GE capital at the present moment we are assisting other customers, please leave a mess after the tone'  I would like some sort of contact and or the money . Please! if not i would prefer my $100 dollars and not do business with your company.
Thank you 
 
I kept calling and kept calling finally at 1130 someone picke p, and said that the loan officers were in a meeting to call back at 11. 1120 i call back, and they tell me that they have to send me to "National insurance" and give me a number stateing that there was a delay in funds i needed to provide more info. Now every time i called or talked to some one the phone would break up and you couldnt understand what they were saying. I had been hung up on and lied to i was ready for this to be over. I then get hung up on and when i call back, James in the National Insurance proceeds to tell me my credit score is below 455 that he cant tell me what it is that due to that i had to send the first monthly payment of $250 that this had to be done with in 30 mins and the money would be aval in the next 35. desprate, but not stupid. in my research i had read about other companies like this, do the exact same thing, but what got me is it all was so professional. I refused to pay this james guy anymore money informed him i wanted my money back and he hung up. i emidatly called my bank, and informed them, contacted greendot had to send them a scanned copy of the reciept front and back.  And now reporting it to this site. Not too mention no stop phone calls and spam mail. And now Freaking out they may call my work and harass me there.

This report was posted on Ripoff Report on 05/15/2014 10:51 AM and is a permanent record located here: https://www.ripoffreport.com/reports/ge-capital-bank/chicago-illinois/ge-capital-bank-daniel-gray-david-accounting-james-national-insurance-liars-scam-artist-1146954. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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