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Report: #375709

Complaint Review: GE Money Credit Cards - Internet

  • Submitted:
  • Updated:
  • Reported By: Charlotte North Carolina
  • Author Confirmed What's this?
  • Why?
  • GE Money Credit Cards www.gemoney.com Internet U.S.A.

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I opened an account at HHGregg in Charlotte NC, to purchase a washer and dryer, in Janurary of this year,2008. They finance using GE Money. Below is a statement of my payment history, payment is due on the 28th of each month
2/15 Feb. payment made
3/14 March payment made
4/01 April payment made
5/01 May payment made
5/30 June payment made
7/01 July payment made
8/01 Aug. payment made
9/01 Sept. payment made

Well apperanently because i paid on the first for April they applied that I made 2 payments in March and they have charged me a late payment fee of 39.00 every month after that, 234.00 total. Now i agree that i do not look at my paper statements, and i should, but i do look on line to see if my payment was applied and the date it was applied. i looked today at my balance to see what my payoff amount was and noticed the late fee and noticed that they go all the way back to April. I called customer service and was told that they will not refund because my payments were late. i explained that I thought I was paying ahead every month and I pay more than the minimum amout every month. i am a good customer i always pay on time to my knowledge if noit ahead of time and i always pay more than the minimum amount. I guess that is my problem i pay them so they will squeeze any way possible to try and get extra money out of me because i am responsible.

The moral of the story dont pay your credit cards on time!!!

Tbercini
Charlotte, North Carolina
U.S.A.

This report was posted on Ripoff Report on 09/24/2008 12:07 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ge-money-credit-cards/internet/ge-money-credit-cards-gemoneycom-if-you-pay-early-they-will-charge-you-a-late-fee-ho-375709. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#4 Consumer Comment

Ge Money Bank Violates Fair Credit Billing Act

AUTHOR: Laurie - (U.S.A.)

POSTED: Thursday, October 02, 2008

FTC fair credit billing act

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre16.shtm


File a formal complaint with the Federal Trade Commission so they can go after them

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#3 Consumer Comment

Ge Money Bank Violates Fair Credit Billing Act

AUTHOR: Laurie - (U.S.A.)

POSTED: Thursday, October 02, 2008

FTC fair credit billing act

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre16.shtm


File a formal complaint with the Federal Trade Commission so they can go after them

Respond to this report!
What's this?

#2 Consumer Comment

Ge Money Bank Violates Fair Credit Billing Act

AUTHOR: Laurie - (U.S.A.)

POSTED: Thursday, October 02, 2008

FTC fair credit billing act

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre16.shtm


File a formal complaint with the Federal Trade Commission so they can go after them

Respond to this report!
What's this?

#1 Consumer Comment

Ge Money Bank Violates Fair Credit Billing Act

AUTHOR: Laurie - (U.S.A.)

POSTED: Thursday, October 02, 2008

FTC fair credit billing act

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre16.shtm


File a formal complaint with the Federal Trade Commission so they can go after them

Respond to this report!
What's this?
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