GearPrime illegally obtain our C.C. info and charged our church 8.95 for 5 months before the fraud was caught.

In most cases such charges may well have been due to what Robert said likely happened, BUT given that geaprimeclub.com no longer exists and the company appears to no longer exist and it was based overseas, I lean more towards outright fraud being the case. Your card issuer ought to be able to charge back at least the latest charge and possibly the two prior to it if you act immediately to dispute.

Companies like this do not just go out looking to get random credit cards to charge.  Not saying they did it knowingly but it is likely that someone at your church with access to the credit card approved the charge.

That person very likely went online and made some sort of purchase, with one of a couple of cases.

1. At the end of their purchase the site told them they qualified for a "special offer" such as some free trial or service.  

2. At some point they went to a site that offered them some sort of "free" product or trial if all they did was pay for shipping.  

In both of these cases if the person fails to read the terms before they agree they would not see that this is actually giving the company to enroll them in some program and approve monthly recurring charges.  If this happened for 5 months, you should take a hard look at your statements one or two months before that and I would bet you would find the site or charge that started it.

As for it being undiscovered for 5 months. Again I am not sure what processes you have in place, but regardless of if you are an individual, a for-profit business or non-profit organization you should treat the financials the same. Anyone who has access to the credit card needs to give the person in charge of the accounting a copy of any reciepts or invoices for purchases made on the credit card. Then that person needs to reconcile the bill every month with the submitted receipts. If there is not a matching receipt it needs to be investigated. Had this been done these charges would have been caught the first month.

This is also why regardless of if you are an individual, business, or non-profit anytime you put financial information into a site you always read the terms and conditions of what you are agreeing to. You need to be especially weary of anything that is presnted to you as "free" or "only pay for shipping". As in most cases you will find that it will just end up costing you more in the long run.