Ginnys,swiss colony,etc Sister companys Ginnys ,swiss colony,country door, montgomery wards etc Beware one acct.many companies Internet

 Ginnys is a scab company that will go without your consent and file a hard inquiry on your credit report while you already have an acct with them.They have many companys called there sister companys like swiss colony country door monroe and main and montgomery wards and even more! Instead of helping you rebuild your credit if your 10$ late on a 30$ acct they will harass you 20 times a day and be rude and threating onnthe phone for 10$?Then even if one acct is in good standing they will stop all accts and your credits cause one of thee other accts is 10$ past due? They offer you minimal credit but with each acct so u inquire many shipping fees late fees and intrest charges instead of issuing1 acct for all companies ?? stay away from these scabs i will repeat this information so every person will know about there predatory lending practices of this company! please let your friends and family keep away from these scabs there products are low quality and they prey on bad credit consumers!!Beware