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Report: #181631

Complaint Review: Grant Management Network - Grant Educational Resouces - Internet

  • Submitted:
  • Updated:
  • Reported By: FREDERICKSBURG Virginia
  • Grant Management Network - Grant Educational Resouces granteducationalresources.com Internet U.S.A.

Grant Management Network - Grant Educational Resouces ripoff They told me that they could get me grant packages to pay my debt off and to buy a new vehicle for 298.00 Internet *EDitor's Suggestions on how to get your money back into your bank account!

*Consumer Comment: Well???

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THIS COMPANY CONTACTED ME BY PHONE, OFFERED A SERVICE TO FIND GRANTS THAT I WOULD BE ELIGIBLE FOR. FOR 297.00 DOLLARS THEY WOULD DO AN ONGOING SEARCH TO FIND ME GRANTS. WELL ITS BEEN OVER 5 MONTHS AND THEY HAVENT EVEN SENT ME OUT THEIR PROGRAM PACKAGE YET. IVE SPOKE WITH SEVERAL PEOPLE THAT WORK FOR THIS COMPANY AND LEFT SEVERAL MESSAGES AND THEY NEVER SEEM TO GET BACK TO ME. I ASK FOR THEM TO CANCEL ME AND GIVE ME A REFUND AND NO REPLY, I KEEP LEAVING MESSAGES BY PHONE.

This company is fradulent they gave me a contract number and told me a lady by the name of Micheall Thomas would be my grant specialist they said after I received my grant their services would help you to fill the paper work out. I was suppose to receive my packages 21 days after my 298.00 was deducted.The packages never arrived then someone told me another two weeks after that No one would answer the customer service number and today I called and now it says you're calling a number that can not be accessed through your calling area.

They just went in my account and totally got away with 298.00. I'm furious. I was trying to get help from the government to start getting back on my feet,since I am an single mother of 4. Grant Educational Resources seemed the place to get help in writing my grant. I have used my savings to get this great offer of an lifetime. This was costing more than I could afford. I needed help. This resource company offered an advisor to help with the grant information. The cost would be $298 and if I didn't get the grant, I would get my money back. Needless to say I never heard from them again neither did I get my refund back that i had requested many times with left messages and with a person that represented this company

Stephanie
FREDERICKSBURG, Virginia
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

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This report was posted on Ripoff Report on 03/16/2006 05:45 PM and is a permanent record located here: https://www.ripoffreport.com/reports/grant-management-network-grant-educational-resouces/internet/grant-management-network-grant-educational-resouces-ripoff-they-told-me-that-they-could-181631. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Well???

AUTHOR: Jim - (U.S.A.)

POSTED: Thursday, March 16, 2006
I have to wonder about two things. First, why would you think this service existed and nobody else was doing it? Second, why would the government be responsible to pay off your debt? The minute I started reading your scenario I was thinking, scam, scam, scam.

The best way to get out of debt is just tackle it. Remember you are not alone. When I was younger we certainly made our mistakes. I rarely use a credit card, and when I do it is with a plan. The first year is the toughest, for you feel like you are making no progress. After that it just begins to melt away.

1. Talk to your creditors-make deals. Don't worry about your credit rating, once you pay off your debt it will clear up. If you don't pay off your debt-it will be useless to you.

2. Set up a budget that you can live with-and stick to it.

3. Have a yard sale. When we decided to get out of debt we made $1,000 in one weekend...

4. Only buy what you need. Set up rewards for yourself.

5. Read Financial Peace.

I do hope you get your money back. Remember though there is no simple answer. Best of luck to you.
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