Grant4u - Grantforyou ripoff phone scam misleading stole $250 dollars from me and then change number Phoenix Arizona *EDitor's Suggestions on how to get your money back into your bank account!

I was told by Grant4u.com and the operator on the phone that I had received a grant for $5000.00 and that it was to be deposited in my account and that $250.00 was going to be taken out of the $5000.00 grant before they deposit it. Which would have been $4750.00. But instead, I was lied to and $249.95 was taken out of my account. I, clearly, did not authorize this deduction.

I have tried to call and the number is always busy. Then I sent letters certified and they were returned unclaimed. Then I reported them to Arizona Better Business Bureau. Here is their respond :


RE: #27045105 - GRANT FOR YOU

Dear Mr. W:

Thank you for contacting the Better Business Bureau of Central/Northern Arizona (BBB) for assistance in resolving your dispute with the subject company.

A copy of your correspondence was forwarded to the company; however, the BBB was unsuccessful in reaching the company for a response. The company's BBB report has been recently updated and is available online at www.arizonabbb.org, or by calling 602.264.1721.

At this time, we regret to inform you that we can be of no further assistance. If you wish to pursue this matter further, you may try contacting one of the following agencies:

Arizona Attorney General U.S. Bankruptcy Court
Complaint & Information Center 2929 N. Central Avenue, 9th Floor
1275 W. Washington Street Phoenix, AZ 85012
Phoenix, AZ 85007 602.640.5820
602.542.5763

We appreciate that you took the time to contact us. Your complaint will be kept in the BBB's file for three years as part of this company's customer experience record.

Sincerely,

Nicole Dixon
Dispute Resolution Consultant
NDixon@arizonabbb.org
602-264-1721

THE BETTER BUSINESS BUREAU
4428 N. 12th Street
Phoenix, AZ 85014-4585
(602) 264-1721 FAX (602) 263-0997 info@phoenix.bbb.org

GRANT FOR YOU
3642 N. 31st Street
Phoenix, AZ 85016

The Better Business Bureau reports on members and non-members. Membership in the BBB is voluntary. Members must meet and maintain BBB standards. If a company is a member of the BBB, it is stated in this report.

Phone Number: 877-773-3416
Membership Status: no
Type of Business: Scholarships & Financial Aid


CUSTOMER EXPERIENCE

This company has an unsatisfactory record with the Bureau due to unresolved complaints. Letters sent to the company by the Bureau have been refused. On the returned mail received by the Bureau the company states that they are no longer at the address to which the Bureau has sent the complaints; however, when the Bureau contacted the company by phone the company verified that the address was correct.

If you have an unresolved dispute with this company you may wish to seek legal advice.

LICENSING INFORMATION

This company is in an industry that may require licensing, bonding or registration in order to lawfully do business. The Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.

ADDITIONAL BUSINESS NAMES

This company also does business as:
GRANTS FOR YOU.

GOVERNMENT ACTIONS

On April 26, 2005, the North Dakota Attorney General issued a Cease and Desist Order against Respondents Vincent Catraldi, Grant For You (and all other known DBAs), and Premier Business Group (and all other known DBAs) for acts and practices that violate the North Dakota Century Code, pursuant to N.D.C.C. section 51-15.

It was found that the Respondents engaged in deceptive acts or practices during phone solicitations to North Dakota Consumers. These deceptive phone solicitations include misrepresenting to consumers that they were to receive a grant ranging from $5,000-$50,000 by providing their checking account information and a payment of a processing fee.

It was ordered that the Respondents cease and desist from violating the North Dakota Century Code and pay civil penalties.

REPORT DATE: 05/24/2005

COPYRIGHT DATE: 2005 The Better Business Bureau

The information in this report has either been provided by the company, or has been compiled by the Bureau from other sources.

STANDARD DISCLAIMER

As a matter of policy, the Better Business Bureau does not endorse any product, service, or company. BBB reports generally cover a three-year reporting period, and are provided solely to assist you in exercising your own best judgment. Information contained in this report is believed reliable but not guaranteed as to accuracy. Reports are subject to change at any time.

Edward
Brockton, Massachusetts
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
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We are Consumer Advocates.
...the victims' advocate

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...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

STOP! ..before you think about using the Better Business Bureau (BBB)... CLICK HERE to see how other consumers were victimized by the BBB's false or misleading information. Don't be fooled! It has been reported, when there are thousands of complaints and other investigations underway by authorities, the BBB has no choice but to finally give an UNsatisfactory rating to a BBB member business that is paying the BBB big membership fees every year. When a business is reported that is NOT a BBB member, BBB files WILL more likely show an UNsatisfactory rating, then reportedly shake down that company to become a member of the BBB. One positive thing about the BBB is, either way, if a business has an unsatisfactory rating with the BBB, you can be sure, the business is bad. But what about all those BBB member businesses that had complaints filed against them? Consumers never get to hear about them. What about the BBB advertising to the public? Is this a false and misleading perception they are giving about consumer confidence when dealing with a business? Click here to understand more of what consumers and business alike are saying about the BBB. You decide. ..Remember. The BBB membership is not earned, it's paid for!