hc/ the help card http://www.hccredit.com/ CHARGE $499 before the last payment !!! Internet

I got a tempurpeadic bed it cost me $2000 i was told that no interest on this bed as long as i make payments on time ,i was always on time i had my last payment of 46 dollars i was so glad i was finally paying off my bed but SURPRISE!!! when i log on to my account i owed them $539.00 i called them and i was told that that month my promotion expired and there was no way i could work somenthig with them today i recieved i letter saying: your balance is $539.00 and if you make the minimun payment of $61.00 you will never going to pay this debt because your interest is more than your minimun payment . on top of the $539.00 i have to pay 29% interest...

Whatttt? they told me that i was told about this by the begining of my loan two years ago... well I had to pay this and now i am broken and angry.ohh i forgot to mention those 59.00 anual fees.