Holmes motors montgomery alabama & d'iberville mississippi Repoed my car Montgomery Alabama

So I got this 2014 ford fusion in November 2017 I had no job..so you know I had to have insurance to drive the car off the lot the insurance I had then is the same insurance I have now as of may 2018...now all of the sudden my car get repoed for no insurance so when I had the insurance co to fax proof they changed it and said I'm not listed as a driver. let me remind you it was the same insurance when I purchased the vehicle in November....Well I'm one hr away from Montgomery al so they took the car all the way to D'Iberville Ms and when I called and he told me I had to pay 500 I was like wow them he says you better be glad its not 700 so I had to pay 390 my car note plus a 500 repo fee to get my car .....JUST SO d**n RIDICULOUS!!!!